This card is issued by Comenity Bank. It can be used at Westgate Stores.It has low credit card requirements and no introductory APR rate is charged. Normal APR rate is 23.24. Its cash advance APR rate is 24.24. Cash advance fee is $10 or 4 % of the amount of the cash advance whichever is greater.No annual fee is required.


 Card owners can be rewarded with  2 points/$1 on Westgate Purchases*

– Card owners earn 2 points/$1 on grocery and gas purchases

– Card owners will get 1 point/$1 anywhere else MasterCard is


– There is no annual fee required for the card

Identity Theft Resolution Services

Application criteria

– Applicants must be a resident of the United States

– Applicants should have a valid Social Security Number

– Applicants should have no record of bankrupt.

– Applicant must be at least 18 years of age

How to apply

– Go to the homepage of the Reward Card ( d.comenity.net )

and hit the “Apply” button situated under the credit image on the right of the screen.

–  You will then reach the next page that displays an application form. Review the terms and condition backed by the card at the beginning of the page.

– Scroll down and provide with your personal details on the blank spaces. Name of the applicant, Social Security Number, Date of Birth, Annual Income.

– Next, provide with your contact  Required fields: APO/FPO mailing address or Rural route address, Street address, Suite or apartment, City and State of the applicant, Zip Code, Email address and phone number

– Now, go further on the same page to the last part of the form.the authorized buyer if any, and press “continue ” to reach the next screen. Provide with all other necessary details there, choose the card design and finally submit your card for approval.

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How to check status
 Clients who wish to check their application status should contact the customer service at 1-866-886-1013 and give the application reference number to receive the status report


Westgate Rewards Credit Card

To cancel or close the credit card account, you will have to call at 1-866-886-1013 and ask them to cancel the card.

Westgate Rewards Credit Card Login

–  In order to have access to your Westgate Reward Credit Card account, visit its homepage using this link (d.comenity.net).Once, directed to the web screen search for the “Sign in” widget on the left of the screen.

– Input your account Username and password on the following bars and click “Login” below. If the details provided are correct you will be directed to your online account.

Forgot password/username

– Click the link that reads as “ forgot username and password ”, below the “Sign in ” tab

–  The above link will open an account validation screen where you need to provide with the requested information: Credit card Account Number, Zip Code/Postal code, Identification type, Last 4-digits of Social Security Number

– Once you are done, hit  “Find My Account” at the end of the form to retrieve the username and reset the password.

To make payment

– The payment process is very easy.Just log into your NTB Credit Card account with the help of the guidelines provided above. Once logged in you will discover the “Payment” button on the account dashboard.

– You can also set up an auto debit, which lets the credit card company directly take the amount from your bank account without having to go through too much problem.

Activate card

– Call customer care service at 1-800-423-5464 to activate your card.

Customer service

Call: 1-866-886-1013 to get to a customer care agent.

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