Reflex credit card Review Steps | Reflex MasterCard Online | Payment

Reflex MasterCard is a product of Continental Finance Company. The issuer bank remains Celtic Bank.  That is why the Continental Finance website remains the website for Reflex credit card. Reflex credit card review has shown that it is the best card for those with a low and poor credit score.  The question had been is reflex credit card legit? Yes, very real!  This article will give you a detailed reflex credit card review.

IF you are looking for how to bounce back your credit report, Reflex MasterCard remains your best Bet.  With this card, you can build your score within one year. It is easy to rebuild using this card online, but you must maintain a constant on-time payment method and still, ensure that your balance is under the credit limit.reflex credit card

Reflex credit card Futures | Reflex credit card review

Before we continue with details about this card, I will want you to note some key features that make this card stand out;

  • Reflex cardholders get free Online access to their accounts,
  • There is no restriction on where you are to use this credit card. The card can be used in any location that MasterCard is accepted.
  • Reflex card make credit report to the three leading credit bureaus
  • No matter your credit score, you are free to apply for this credit card
  • The initial reflex credit card limit of $500.00 is acceptable.
  • The application process for this credit card is easy. It comes with results online.

Reflex Credit Card Fees/Rates

  • This card offers 1.5% cashback rewards for any $1 spent using the card.
  • There are no One-time Fees.
  • The reflex card annual fee is $125.00 for the first year and $96.00 for the subsequent years.
  • No Monthly fee for the first year, $10 for the subsequent years.
  • The grace period is 25 days
  • Regular rate is 29.99 (V)
  • Users are not meant to pay for a transaction fee for the first 12 months upon opening account.
  • You get monthly reporting to the three major credit bureaus.
  • The initial credit limit is between $400 to $750 (depending on available credit and product gotten)
  • Upon getting the credit limit of $400, this will automatically make your available credit $275. For those that opt for an additional card, you will get $245.
  • Users are open to 24/7 online access.
  • Max late fee is $39
  • Max over-limit Fee stands at $0
  • No Max penalty APR
  • Free Foreign Transaction
  • For Smart Chip, it is YES but unknown
  • No Cash Advance Fee is Charged
  • Cash Advance APR is 29.99% (V)

How to Apply For this Card

Things you must get ready before you apply for your card are as follows;

  • Your First name
  • Last name
  • Suffix Home Address
  • Address 2
  • City
  • State
  • Zip Code
  • Email Address
  • Your Primary Phone Number (Note; all users or applicants will be called on the phone. If you are an applicant, always expect a call from the management.)
  • Secondary Number
  • Go for an email address and confirm the application In the confirmation email.
  • Key in your Social Security Number
  • Enter your Annual net income.

How to apply for Reflex Credit card

To apply for a reflex credit card is simple and easy for all. The steps below will give you a comprehensive guide on how to set up your reflex MasterCard Account online.

  • With your browser, visit
  • Click the “Register” button
  • Enter your details as required; MI, Last name, Suffix, Home address, Address 2, City, State, Zip code, Email address, Primary phone, Phone type, Secondary phone, Phone type.
  • Time at Residence (Years, and Month)
  • Then, you will be asked of you own or rent the apartment,
  • You will be asked if you have a checking account. You are answering “Yes” or “No”.
  • Next, check the box below to tell that you are resident in the united states and that you 18 years or above.
  • Click on “Continue your Application” in other to get the full detail on how to complete your reflex credit card application.
SEE ALSO:  Dealing With a Card That Is Not Yours On a Credit Report

Activate Reflex card/MasterCard.

The main huddle is in the application. Activating your credit card is simple and easy to go by. You can activate your card when you have received it by calling the customer card unit number indicated in your letter from a phone number. The phone number for Reflex credit card remains 1-800-556-5678.

Reflex Credit Login | Reflex credit card sign in Steps

When you are done with the signup and activation process for your card, you can now access your online account by a simple reflex credit card login as stated below;

  • Open your browser and visit
  • Enter your username and password correctly.
  • Go on to click on the “Submit” button to gain access to your credit card account online. That is all you need for your reflex credit card sign in.

Forgot Username and Password

Learn how to recover your reflex MasterCard username and password in our steps below;


Visit your reflex card login page as stated in the step above,  click on the “Forgot username” button

When the page finally loads, enter in your Account number

Click next Button to move your username recovery page. Follow the steps given to complete the process.


For password recovery, visit the same page as stated in the username steps above and click on the “Forgot Password” link.

When this page loads, enter in your username

Then click the “Next” button to proceed to your final password recovery page.

Reflex Card Payment  | Reflex credit card bill pay

The best way to make do your Reflex credit card payment is by activating the autopay option. This will save your time and help you not to default in your payment.

Activate automatic payment through your bank account or phone to avoid skippy payment of your reflex credit card online payment online or offline.

NOTE: Early Reflex credit card payment is the only way you can keep your credit score alive and high.

Reflex credit card info | Reflex MasterCard Help Center

reflex reflex credit card info is either online or through Reflex credit card customer service number. You can contact reflex cards online using their help desk. Visit the reflex Mastercard Help Center online today. reflex credit card customer service is always available to serve you.

The most simple way is to call the help desk for Lost or Stolen Card? Call 1-800-556-5678.  This reflex credit card phone number is operational 24/7.

Next time you are having issues regarding your card, the phone number for reflex credit card remains 1-800-556-5678.  That is the best way to get reflex credit card customer reviews.

Reflex credit card app

The best way to access your account is by using a reflex card app. It’s available for iOS and Android users.

You can download reflex credit card app on your iOS device by clicking here

Those using Android can as well download the latest reflex credit card app here.


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