Kohl’s is a top multi-channel retailer with over 1,100 stores across 49 states in the U.S.
This multi-channel retailer has credit card options that offer rewards to its cardholders.
Hence, when you sign up for this credit card, you’ll get 35% off your first credit card purchase.
Yet, you can also get special discounts and free shipping as a cardholder.
Thus, in this article, we will show you how to access your Kohl’s Card account online.
Also, we will tell you how to pay your credit card bills using several methods.
Still, we will discuss how to contact customer service. And also, discuss other important topics related to this credit card.
Hence, let’s proceed by showing you how to access your credit card account online.
Kohl’s Credit Card Login
To access your Kohl’s account online, open the Login Page on a web browser.
Next, enter your credit card account username and password.
Then, click on ‘Log in’ to access your Kohl’s card account online.
Forgot username?
If you don’t have the username for your credit card account, this section will guide you.
In this section, we will show you how to retrieve your credit card account username.
So, if you want to retrieve your account username, follow the steps below:
To retrieve your account username, click on the ‘Forgot username?’ link.
Next, enter your account or credit card number and click on ‘Continue’.
Now, follow the instructions displayed on your screen to retrieve your account username.
Forgot password?
If you don’t have the password to your Kohl’s account, follow the guide below:
To change the password for your Kohl’s account, click on the ‘Forgot username?’ link.
Then, enter the username linked to your online account and click on ‘Continue’.
After that, follow the on-screen guides to create a new password for your account.
Register
If you don’t have an online account yet, follow the steps below to open yours:
To create an online account for your card, click on the ‘Register’ link on the login page.
Then, enter your account or card number and click on the ‘Continue’ button.
Once you’ve done that, follow the on-screen steps to complete the registration process.
How to Pay Kohl’s Card Bills
There are different ways in which you can pay your Kohl’s Card bills.
Thus, in this section, we will be discussing several payment options you can choose from.
Hence, below are ways to pay your credit card bills:
Online Payment
To pay your credit card bills online, you’ll have to log into your online account.
Hence, you’ll have to provide your username and password to access your account.
Once you’re in, follow the instructions on your screen to pay your card bills.
Payment by mail
You can mail your payment checks to Kohl’s Payment Center via the following addresses:
- Kohl’s
P.O. Box 60043
City of Industry, CA 91716
OR
- Kohl’s
P.O. Box 1456
Charlotte, NC 28201
Please note that we will send payments received after 5 p.m. CT on the following day.
Payment by phone
To use the automated payment system option, call customer service at 855-564-5705.
Hence, the automated payment system is open 24 hours a day, 7 days a week. Thus, payments made after 7 p.m. CT will be sent the next day.
In-Store Payment
Another way to pay your card bills is to visit a Kohl’s store to pay your bills.
Hence, you can pay your bills using a check, cash, debit card, or money order.
However, use a store locator tool to locate a Kohl’s store close to you.
Thus, you can also use this tool to check for Kohl’s store directions and its service hours.
For more information, visit the Payment Options Page.
Kohl’s Customer Service
If you’re experiencing any issues, you can contact Kohl’s support via the following:
By Phone
For questions related to Kohls.com or orders, call customer service at 855-564-5705.
Yet, for questions related to Kohl’s Card or bill payment, call 855-564-5748.
Thus, corporate gift cardholders can contact customer service at 800-653-1774.
Hence, to pay your credit card bills, call customer service at 855-564-5705.
By Mail
You can send a letter to corporate headquarters at:
- Kohl’s, Inc.
N56 W17000 Ridgewood Drive
Menomonee Falls, WI 53051
Hence, to pay your card bills via mail, send payments to any of the following addresses:
- Kohl’s
P.O. Box 60043
City of Industry, CA 91716
OR
- Kohl’s
P.O. Box 1456
Charlotte, NC 28201
Please note that we will send payments received after 5 p.m. CT on the following day.
Social Media
You can also connect with a Kohl’s customer rep on social media via these social media pages:
However, visit the Customer Service Page for more information about Kohl’s support.
Kohl’s Card Application
- To get your Kohl’s Card, follow the application process below:
- To apply for a Kohl’s Card, visit the Credit Card Application Page.
- Next, provide your first and last name, email, phone number, and home address.
- After that, type in your ZIP code, date of birth, SSN, and your annual income.
- Now, click on the ‘Review’ button to forge ahead to the next step.
- Then, follow the on-screen guides to complete your Kohl’s Card application process.
Thus, avoid hurting your credit by checking if you’re prequalified before applying for a card.
Hence, if you want to find out if you’re prequalified for this card, follow these steps:
First, visit the Card Page and open the ‘See if you’re prequalified’ link.
Next, enter your first and last name, email address, and home address.
Now, type in your city, state, zip code, date of birth, and the last digit of your SSN.
After that, click on the ‘Submit’ button. Then, follow the steps after that to see if you’re prequalified for the card.
Credit Score
This credit card does not need a perfect credit score for approval. With a fair-to-good credit score, you can get approved for this card.
Thus, you’ll need a credit score of 640 and above for higher chances of approval.
Rewards
Thus, credit cards have a reward program for their loyal members. Hence, this reward program rewards you for all credit card purchases.
Hence, as a member, you can earn up to 50% in rewards with your credit card.
Thus, you can get a 35% reward when you sign up for a Kohl’s Card today.
Also, you can get 5% rewards on your daily purchases. as well as a special birthday gift and customized perks.
Still, you can also get 7.5% rewards on daily purchases made with your credit card.
Thus, you can also get a special birthday and anniversary gift. And also personalized perks.
You can also get free monthly shipping on up to $600 spent with your Kohl’s Card.
However, visit Kohl’s Reward Page for more information about this reward program.
Card benefits
All Kohl’s Card customers get extra savings coupons yearly, along with special anniversary coupons.
Hence, they also enjoy advance notification of Kohl’s sales events by mail.
As a cardholder, you can access your credit card account online.
Thus, you can access your account balance and make online payments. And also sign up for e-statements.
Still, you can enjoy receipt-free returns on purchases made using the Kohl’s Card.
Also, you become a member of the Most Valued Customers (MVCs) as a cardholder.
All you have to do is spend at least $600 a year with your Kohl’s Card.
Hence, as an MVC member, you can get free monthly shipping.
Interest Rates
This credit card has an APR rate of 21.9% (variable) for purchases and a penalty APR of 24.9% (variable).
Credit card fees
This card has no annual fee. But it charges up to $35 for late payments and returned payments.
Also, this card has a minimum interest charge of $1.00 if you’re charged periodic interest.
Balance Transfer
Kohl’s Card does not have a balance transfer fee. Thus, this is because this card does not allow balance transfers.
Cash Advance
You can’t get a cash advance with this credit card. Hence, this credit card can only be used for purchases at Kohl’s.
Fraud Protection
Kohl’s ensures that its cardholders enjoy a secure shopping experience at Kohls.com.
But if someone steals your card and charges your credit card account, Kohl’s reimburses you $50.
Kohl’s Card Dispute
To report a credit card dispute, provide the following documents:
Your name, address, phone number, or full account number
The information that you are disputing and the basis of your dispute
All important supporting documentation, like your credit report with the disputed tradeline information,
Now, once you have all these documents at hand, mail them to:
- Kohl’s, Inc.
PO Box 3115
Milwaukee, WI 53201-3115
Mobile App
With Kohl’s mobile app, you can discover new ways to save time and money while shopping.
Hence, to download the Kohl’s app to your device, visit the App Store (iOS) or Google Play (Android).
Last Words
This article contains major information on what you need to know about this credit card.
Hence, if you have any questions related to this post, make sure you drop them in the comment.
Thus, thank you for reading, and also check out this blog for other credit card posts.
Reference Links
Frequently Asked Questions (FAQs)
Is Kohl’s a credit card?
The Kohl’s Card is a store card. This card is exclusively for purchases at Kohl’s physical and online stores.
What is Kohl’s highest credit limit?
Kohl’s did not make their credit card credit limit open to the public. However, expect a credit limit of $300 to $3000.
Hence, coupons and discounts can save you some money when shopping. But you must make sure you pay off every month.
How much credit is on a Kohl’s card?
The starting credit limit for Kohl’s Credit Card is $300. So once you’re approved for this card, you’re sure to get $300+ in spending power.
Yet, you can get more based on your credit score and general creditworthiness.
What credit score do I need for Kohl’s cards?
This credit card does not need a perfect credit score for approval. With a fair-to-good credit score, you can get approved for this card.
Thus, you’ll need a credit score of 640 and above for higher chances of approval.