Victoria’s Secret has a store card and a MasterCard credit card from Comenity Capital Bank.
These credit cards offer special rewards and perks for cardholders.
Hence, you can get $25 off your first purchases and 10 points for each $1 spent with your card.
Thus, you can get this offer on approved purchases made using your card at Victoria’s Secret or Pink.
However, visit any of the credit card pages below for more information on rewards and perks:
Well, in this article, we will tell you how to log into your credit card account.
Also, we will show you different payment options and ways in which you can pay your bills.
Still, we will provide you with customer service information.
That’s not all; we will also discuss other related topics about this card.
So, make sure you stay connected, as we provide you with all you need to know about these cards.
That being said, let’s begin by telling you how to log into your online account.
Log into your Victoria’s Secret Card account.
If you want to access your store card or MasterCard account easily, read through this article.
- Hence, follow the prompts below to sign into your online account:
- To access your store card account online, you must contact Comenity Bank.
- Hence, open the Store Card Login Page on a web browser.
- Next, click on the sign-in button at the top of the page.
Now enter your account username and password.
Then, click on the ‘Sign In’ button to access your credit card account online.
However, to access your MasterCard account online, visit the MasterCard Login Page.
Then, click on the sign-in button located at the top of the page.
After that, enter your account username and password.
Now, click on the ‘Sign In’ button to access your credit card account online.
Forgot your username or password?
To retrieve your username or password, select the ‘Forgot Username or Password Link’.
Next, enter your card account number and your zip or postal code.
After that, choose an identification type from the drop-down menu and type in your ID number.
Once you’re done, select the ‘Find My Account’ button.
Now, follow the prompts on your screen to retrieve your username or password.
Register Now
To sign up for an online account, select the ‘Register Now’ link.
After that, enter your card account number and your zip or postal code.
Now, choose an identification type from the drop-down menu and type in your ID number.
Next, select the ‘Find My Account’ button.
Then, follow the prompts on your screen to sign up for an online account.
How to make a Victoria’s Secret Card Payment
There are different ways in which you can pay your bills. Thus, these are ways you can make a Card payment:
Online Payment
To pay your store credit card bills, visit the Store Card Login Page using a web browser.
Then, log into your store card account using your username and password.
After that, select the Sign In option to access your store card account online.
Now, follow the prompts on your screen to pay your store credit card bills online.
But, to pay your MasterCard, open the MasterCard Login Page on a web browser.
Next, log into your MasterCard account using your username and password.
Then, select the Sign In option to access your store card account online.
After that, follow the prompts on your screen to pay your MasterCard credit card bills online.
Payment by phone
To pay your store credit card bills over the phone, call customer service at 800-695-9478.
Hence, to pay your MasterCard bills over the phone, call 1-844-271-2596.
In-Store Payment
To pay your bills at a Victoria’s Secret store, visit the Store Locator Page.
But make sure you have your account number and other information at hand to pay your bills.
Payment via EasyPay
This payment method is for those without an online account. Hence, with EasyPay, you can make a one-time payment.
Thus, follow these steps to pay your bills via EasyPay:
To begin, open the login page for your VS card.
Now, navigate to the top of the page and select the menu bar.
Once you’ve done that, select the EasyPay option.
After that, enter your card account number and your zip code or postal code.
Next, select an identification type from the drop-down menu and type in your ID number.
Now, select the ‘Find My Account’ button.
Then, follow the prompts on your screen to make a one-time payment via EasyPay.
Payment by mail
You can also mail your check or money order to Victoria’s Secret. Also, you can add your payment coupon alongside your payment.
Hence, you can find your payment stub and mailing address on your credit card page.
Contact information
Below are ways in which you can contact Card Support:
Phone Number
To contact store card customer service, call 800-695-9478. (Available Monday to Saturday from 8 a.m. to 9 p.m. ET.)
Hence, to contact MasterCard customer service, call 1-844-271-2596. (Available 24 hours, 365 days)
However, you can also call these numbers to pay your card bills over the phone.
But, for TDD/TTY, both cardholders can call customer service at 1-800-695-1788.
Mail Addresses
You can send mail to via this mailing address:
- Victoria’s Secret
North American Office
P.O. Box 16589
Columbus, Ohio 43216-6589
U.S.A.
Hence, you can also send a message to Comenity Bank customer service via:
- Comenity Bank
PO Box 182273
Columbus, OH, 43218-2273
Online
You can also contact customer service online. All you have to do is visit your card login page.
Then, log into your card account using the username and password.
Once you’re done, select the ‘Sign In’ button to log into your card online account.
After that, follow the guides on your screen to contact customer support.
Social Media
You can also connect with customer support on social media. Thus, below are social media pages:
Thus, you can visit the customer service pages via the link below for more information.
Store Card Customer Service Page
MasterCard Customer Service Page
How to Sign Up Card Account
Follow the steps below to apply for a Card:
- To sign up for a card, visit the Card Page.
- Now, select the ‘Apply Now’ button on the page.
- Hence, if you already have a VS card, sign into your account to apply for a new card.
- Thus, you’ll have to sign into your account with your email address and password.
- However, if you don’t have an account, click on the Create Account and Apply button.
- Once you’re done, enter your first and last name and email address and create a password.
After that, select your location from the drop-down menu and enter your phone number.
Now, click on the submit button. Then, follow the guides on your screen to apply for a Card.
Rewards
Many VS Credit Card benefits are open to both cardholders.
Hence, with your store card, you can enjoy $10 for every 2,0000 points earned at VS or Pink.
Also, you can earn a 2X reward faster than with just the VS or Pink memberships. Still, you can also get 3x points on bra purchases at VS and Pink.
That’s not all; you’ll also get a card anniversary gift and a birthday gift as a cardholder.
Thus, as a cardholder, you’ll get an automatic upgrade to a silver membership.
However, with your MasterCard, you can access all the store cardholder benefits.
Hence, you’ll get a $30 reward on your first $500 spent outside, versus within your first 90 days.
Still, you’ll earn 4 points for each dollar spent on dining, travel, and streaming services.
Also, you’ll get 2 points for each dollar spent on all other purchases outside Victoria’s Secret.
Thus, you’ll also get access to all MasterCard benefits with zero fraud liability.
However, for more information about VS Card rewards, visit the Card Page.
Card APR
Both VS Cards have a variable APR of 27.99% for purchases. Hence, MasterCard has an APR of 26.99% for balance transfers.
Also, it has a variable APR of 28.99% for cash advances and a minimum interest of up to $2.00.
vs. card fees
Both the Store Credit Card and the MasterCard credit card have no annual fee.
Hence, both cards charge up to $41.00 for late payments. However, MasterCard charges up to $41.00 for returned payments.
Whereas the store credit card charges up to $25.00 for a returned payment.
Still, the master card charges a balance transfer fee of $10, or 5% per transfer.
Also, it charges a cash advance fee of $10, or 5% per amount of each cash advance.
Finally, the master card charges a foreign fee of 3% per transaction in U.S. dollars.
Credit Score Requirements: Understanding the Criteria
You need a fair credit score of at least 640 and above to apply for the store credit card.
However, to apply for a MasterCard, you’ll need a credit card of at least $700 for approval.
Hence, if you have a lower credit score, you may qualify for the store card version of this credit card.
Credit Card Eligibility
To qualify for a Victoria’s Secret card, you must meet the following requirements:
You must have a credit score of at least 700 for the MasterCard. Hence, for the store credit card, you must have a credit score of at least 640.
Thus, you must be up to 18 years of age and have a valid ID.
Still, you must also have a good source of income. Also, you must not have more than three credit cards opened recently.
That being said, make sure you have good credit utilization and a good credit history.
Credit Card Approval Process
Several factors determine your chances of getting approved for a Secret Card.
Hence, for high chances of approval, make sure you have good credit.
Also, your credit utilization and source of income can affect your approval chances.
Thus, your credit history and the number of recent credit cards opened can also affect your odds.
So make sure you have a good credit score and low credit utilization to boost your chances.
Credit Card Activation
To enable you to use your VS card, you must activate your card. Hence, follow the steps below to activate your credit card:
First, visit the activation page using a web browser.
Next, enter your credit card account number and your card expiration date.
After that, select an identification type from the drop-down menu and enter your ID number.
Once you’ve done that, enter your zip code or your postal code.
Now, select the ‘Continue’ button and follow the prompts on your screen to activate your card.
A Guide to Credit Card Balance Transfers
To transfer the balance to your card, you’ll be charged a balance transfer fee of $10, or 5% per transfer.
Hence, the APR for a MasterCard balance transfer is 26.99%. However, the store credit card does not allow balance transfers.
Lost or Stolen Card
To report a lost or stolen card, store cardholders can call customer care at 800-695-9478. (Available Monday to Saturday from 8 a.m. to 9 p.m. ET.)
However, MasterCard credit cardholders should call card support at 1-844-271-2596. (Available 24 hours, 365 days)
Hence, you can also call these numbers to request a card replacement.
A clearer title for the document is “Credit Card Statement”.
You can view your card statements by visiting the Transactions and Statements page.
Hence, to view your statement, call Customer Care at 1-800-695-9478 or 1-844-271-2596.
Store Card Transactions and Statements page
MasterCard Transactions and Statements page.
Protecting Against Credit Card Fraud
If you notice fraudulent card activity, call customer service at 800-695-9478 (store cardholder).
Hence, MasterCard credit cardholders can call 1-844-271-2596 to report card activity.
However, for TDD/TYY, call 1-800-695-1788 or dial any other relay service.
Credit Card Dispute Resolution
To initiate a dispute for an authorized charge, refer to your card agreement.
Hence, visit the Credit Card Agreement Page for more information.
Credit Card Mobile App
With the VS Mobile app, you can explore many amazing features.
Hence, you can access your account, check your balance, and do so much more using this app.
Thus, to download this app to your Android device, visit the Google Play Store.
However, to download this app to your iOS device, visit the Apple App Store.
Credit card alternatives
If you need a good replacement for this credit card, check out these credit card options:
The Chase Freedom Flex credit card offers a range of benefits and rewards.
Summary
In summary, this article contains complete information about Victoria’s secret card.
Hence, for any questions about Victoria’s Secret Card, leave them in the comment.
That being said, thank you for reading, and also make sure to check this blog for other posts.
Reference Links
Store Card Transactions and Statements page
MasterCard Transactions and Statements page.
Frequently Asked Questions (FAQs)
How much is a Victoria’s Secret credit card?
Both the Store Credit Card and the MasterCard credit card have a $0 annual fee.
But they both charge up to $41.00 for late payments. However, MasterCard charges up to $41.00 for returned payments.
Whereas the store credit card charges up to $25.00 for a returned payment.
Still, the master card charges a balance transfer fee of $10, or 5% per transfer.
Also, it charges a cash advance fee of $10, or 5% per amount of each cash advance.
Finally, the master card charges a foreign fee of 3% per transaction in U.S. dollars.
What is the highest credit limit for Victoria’s Secret?
This credit card has a starting credit limit of around $500. Hence, some cardholders have reported having limits of up to $5,000. However, Comenity Bank did not include any specific
Is the Victoria’s Secret credit card a real credit card?
Of course. Victoria’s Secret has two credit cards, both issued by Comenity Bank.
The store card allows you to earn rewards on credit card purchases made at VS or Pink.
MasterCard is open to be used anywhere that accepts MasterCard, aside from VS or Pink.
What credit cards does Victoria’s Secret accept?
VS accepts credit and debit card payments from the following cards:
Victoria’s Secret Credit Card
Pink Credit Card
American Express
Discover Network
MasterCard
VISA
Carte Bancaire
Diners Club
Giro Pay
IDEAL
JCB
P23
Poli
Sofort
