Chase Freedom Flex Approval Odds  (Credit Score Needed)

The Freedom Flex Credit Card is one of the easiest credit cards from Chase to get approved for.

If you’ve had one or two credit cards in the past for a minimum of 1 year, this card is worth trying.

Also, if you’re new to credit cards Freedom Flex is a perfect credit card option to apply for.

Hence, in this article, we will tell you all you need to know about the approval odds for the Freedom Flex Card.

Hence, if want to know more about the Freedom Flex Card go through this article carefully.

Having said that, let’s get down to the topic of today.

Freedom Flex Approval Odds (Credit Score Needed)

To get approved for this Credit card you’ll need a credit score of at least 650.

Hence, the higher the credit card the more your approval for this credit card increases.

Thus, let’s have a look at the different credit score ranges and their chances of approval:

  • 750 and above

If you have a credit score of above 750 with at least 1 year of credit history you have 80% to 90% odds.

However, if you fall in this category with 2 years your chances of approval are even higher.

  • 700 to 750

Those who have a credit score between 700 and 750, you have a good chance of approval.

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Hence, you have an approval odd of 70% to 75% which is a good chance of approval.

Thus, if you fall in this category with a min of 1-year credit history you have better odds of approval.

Also, if you have a credit history of 2 years you are sure to have a better chance of approval.

  • 650 to 700

If you have a credit score from 650 to 700, you still have a good chance of getting this card.

But, your approval odds for this card is 50%. So if you have a year of credit history, you have a good chance of approval.

Thus, if you have two years of credit history you stand a better chance of approval for this card.

Now, is my credit score all I need to get approved for the Freedom Flex card? The answer is No.

There are other reasons why your application might be denied. Hence, we will tell you some reasons you may get denied for this card aside from having a good credit score.

Some Factors That Can Affect Your Approval for Freedom Flex Aside Credit Score

Here are some factors that can affect your approval for this Card aside from credit score:

  • Credit Utilization Ratio

Your Credit Utilization ratio also plays an essential role in approval.

Hence, make sure you maintain a low credit utilization ratio as much as possible. In other words the lower the credit utilization the more chance of approval.

  • Income

This is one important and yet ignored factor that can decide if you get approved for this card.

Your annual income is very important. So, before applying for the Freedom Flex Card make sure you have a high annual income.

Thus, the higher the income, the better chance you stand for approval.

  • Recent credit cards

If you’re fond of opening many credit cards to use up the welcome bonus this is risky.

Hence, the number of credit cards you opened recently can also affect your chances of approval.

Thus, it is advised to apply for not more than 3 credit cards before applying for the Freedom Flex Card.

  • Credit history

Finally, your credit history. It is advised to have a good credit history of at least a year before applying for this card.

Thus, make sure your credit history is good as it can also affect your approval for this card.

However, the more years of credit history, the more chances of getting approved for this card.

Chase Freedom Flex

This credit card rewards new cardholders with an intro bonus of $200 bonus. And also 5% cash back on gas purchases from gas stations.

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But, to get this intro bonus, you’ll have to spend at least $500 on purchases in your first 3 months. And also $6,000 on gas purchases in your first 12 months.

Also, this card has a 0% intro APR for 15 months and charges its cardholders $0 for the annual fee.

Having said that, here are other rewards cardholders can enjoy as well:

  • 5% cash back on your preferred categories.
  • 5% cash back on travel booked from Chase Ultimate Rewards.
  • 3% cash back on dining at restaurants, and on purchases from drugstore.
  • 1% cash back on all other purchases using your Freedom Flex card.

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In conclusion, having a good credit score is not the only factor needed for credit card approval.

Hence, make sure all other factors are in line before applying for the Freedom Flex Card.

For any questions about the Freedom Flex approval odds, leave a comment below.

Having said that, thank you for reading!