What To Do When Someone Opens A Credit Card In Your Name

Learning that someone has opened a credit card in your name, maxed them out, and left your credit history in shambles can be very frustrating and annoying.

Since identity thieves may have the credit card statements sent to another address making it difficult to detect when someone has opened a credit card in your name, and the victims may not even know about fraudulent accounts until they try applying for a credit card or loan and are denied because of a past due balance for an account they didn’t know they had, here’s what to do when someone opens a credit card in your name.

Read more

Factors That Determines Your Credit Score

There are certain factors that determine your credit score. These factors include; payment history, debt level, length of credit history, etc. These factors also determine how a lender sees you.

What Is a Credit Score?

A credit score is a three-digit number that is used by lenders to predict the likelihood of paying your credit obligations to time. Credit score generally ranges from 300-850 and is calculated using your credit history information from your credit report.Your Credit Score

Read more

Free TransUnion Credit Report

Free TransUnion Credit Report is a process that helps you know if you are maintaining a good credit history or not.

About TransUnion

TransUnion is a credit reporting agency that strives to be a be up and doing. It is a global risk information provider that strives to use the data for good.

With a mission to help people around the globe access the opportunities that lead to a higher quality of life, TransUnion is committed to providing the most complete and all-round data available to help it’s customers make the best possible choices.

Read more