Okay, if you hear the word “budget” and break out in a cold sweat, listen up. Here’s the thing: A budget isn’t a punishment! It’s just a plan for your money. A little tool to help you reach your goals, whatever they might be.
Think of it this way: a budget is like a GPS for your finances. You wouldn’t just get in your car and start driving with no destination, right? A budget helps you figure out where your money is going now and where you want it to go instead.