www.regions.com/prestige – Apply Visa Signature Credit Card
Do you have a good or excellent credit score, and you are in search of a credit card that allows you earn rewards points? I have a suggestion for you.
Have you heard of the Regions Prestige credit card? This article will brief you on what the credit card is all about.
Regions Prestige Visa® Signature Credit Card
The Prestige card is Regions Bank’s Visa Signature credit card offering. The credit card rewards transactions and also relationship.
The Regions Prestige Visa Signature Card offers a quick way to earn points. It is a basic reward card that allows you to earn Relationship Rewards on every spending. Plus, you will enjoy premium rewards in four different sections without annual fee or earning limit.
As a new Regions Prestige Visa Signature Cardholder, you will enjoy up to 20,000 points when you purchase in the first 3 months you open the account.
Also, the Regions Prestige Visa Signature Card offers a base earning rate of 1X points on every spending, and a fair sign-up bonus when compared to the Region Premium Visa® Signature.
But the Region Premium Visa® Signature card costs $125 a year and the earning points on every purchase is 1.5%.
However, unlike Regions Prestige Visa Signature Card, the Region Premium Visa® Signature card reward rate and sign-up bonus has the chance of increasing.
The Pros and Cons of Regions Prestige Visa Signature card
Pros
- There’s no annual fee
- The least APR is competitive
- There’s no foreign fee
- Intro APR on purchases and balance transfers
- More reward points for entertainment, grocery, dining, and gas purchases
- An existing Regions Bank customers be eligible for the Regions Rewards Multiplier
- More value plus Visa Signature benefits
Cons
- The balance fee is high
- Unlike other competing card, it has lower 3× points reward
Overview of Regions Prestige Visa Signature Credit Card
Sign-Up Bonus: Earn 10,000 points when you spend $500 within the initial 90 days
New Prestige Visa® Signature cardholders enjoy the following:
- 3 Relationship Rewards points for each $1 spent on entertainment and dinning purchases
- 2 Relationship Rewards points for each $1 spent on grocery and gas purchase
- 1 Relationship Rewards point for each $1 spent on every other purchases
Extra points on dining, grocery, entertainment, and gas purchases are offered due to the MCC( merchant category code) placed to the merchant where you purchased.
Note that regions has no control on the merchant category code a merchant is given. It is determined by the primary good or service the merchant sells.
Annual Fee: $0
Annual Bonus: There’s no annual fee
APR: 14.49-24.49% (variable)
Late Payment Penalty Fee: Up to $39
Who is Regions Prestige Visa Signature Credit Card best for
If you wish to move from a basic card to a rewards card, Regions Prestige Visa Signature Credit Card is best for you. Most especially, when you have a balance to transfer and you can leverage on Prestige’s intro APR period.
Though, the card is not a credit building card. So, you need a good to excellent credit to obtain it. You need to get the card due to the following reasons:
- You have a relationship with Regions Bank
- You want a card that does not have annual fee
- You need a card that has Visa Signature benefits
Reviews on Regions Prestige Visa Signature Credit Card from Real Card Holders
“Those who do not have this card NEED to make a change to this ASAP!” – Phil O. Nashville, TN
“The Regions Prestige credit card is the ONLY credit card you will find in my wallet! Not only do points add up super-fast but they do not expire and can be combined with other purchases.” – Karl T. Kansas City, KS
“Count your lucky stars if you are lucky enough to get approved for this credit card! No annual fee points add up super quick, and the Regions customer service team is outstanding.” – Jeff H.
How To Apply for Regions credit card
Unlike other card issuers, the Region Bank’s credit card application process is a bit different.
If you have a Regions savings or checking account already, you can apply for the card online. Click on this link Region Prestige to apply.
However, if you do not have a Regions savings or checking account, you have to dial 800-734-4667 or go to dearest bank branch to apply.
Regions Customer Service
Need any help? You can contact the customer service team at 1-800-253-2265
Conclusion
I hope you were able to make a decision with it article. You can leave a comment below if you have more question.
Frequently Asked Question
How do I make a payment on my Regions credit card?
If you want to make payment on my Regions credit card, you can dial toll-free 1-800-253-2265. Or make payment via mail: Regions Bank P.O. Box 2224 Birmingham, AL 35246-3023. Overnight Mail: Regions Bank201 Milan Parkway Birmingham, AL 35211
Which card is better: Visa Signature or Platinum?
Visa does not provide a Platinum card in the US. Platinum cards are available to foreign users have similar benefits as Signature cards, hence where both are cards are available, one isn’t necessarily better than the other.