Are you in search of a great credit card that matches your excellent credit score? We have an option for you. Have you heard of Capital One?
Capital one is a well-known bank that offers great credit card. They have a mean in which they invite new users via mail using the Get My Offer.
So, if you need a Capital One card, you can leverage on this offer. But if you have a credit card already, then you may get the promotional offer. When you receive a promotional letter, you apply with the reservation letter.
To learn more about Capital One, Get My Offer, ensure you keep reading.
History of the Card Offers
Back in the days, Capital One promotional offers have been captivating millions of households across the U.S since 2014. It is one of the largest credit card companies that issues credit cards to consumers in the United State, Canada, and United Kingdom.
Capital one has more than 750 branches across the U.S, and it is well known for its bonuses and cash back credit card. Hence, Capital one has credit cards that suit different lifestyle: individuals and business owners.
For example, if you need a travel and dinning cards, you can try out the Savor and Venture cards.
Likewise, with Capital one credit card, you can get any legal thing you want in U.S. And the bank always ensures to updates its cards to meet consumer’s spending habits and make it more competitive.
In Capital one, the credit card offer comes most times in form of a promotional application via US mail. And this mail is to consumers with good to excellent credit score.
Hence, if you are lucky enough to get the mailing offer card promotion, it means you have a good credit score, and you need to take advantage of the opportunity.
Pros and Cons of Capital One
Pros
- There no maintenance fees monthly
- There’s mobile banking
- Zero overdraft fees
- There’s minimum opening deposits on savings, CDs, and checking
Cons
- Local branches are few
- There’s no cash deposits at partner ATMs.
How can I Prequalify for the GetMyOffer.CapitalOne offer?
Getmyoffer.capitalone.com is a portal online that is associated with Capital One credit card, which allows consumers to access credit card offers. It is a way in which the bank attracts new customers.
It is a popular credit cards offers, and if you wish to apply, quickly visit www.getmyoffer.capitalone.com then follow the instruction on the screen to complete the process.
However, have it in mind that you will be needing the 6-digit access code and the 16-digit reservation number, in the Capital One mailing offer.
So if you are one of the lucky few to be eligible for Capital one offer, one of the qualification you need is to reside in U.S, and to be above 18 years of age.
Also, some consumers with Capital one credit card, may still get promotional letter.
GetMyoffer.CapitalOne.com Application Instructions
If you want to gain access to the offer form Getmyoffer.capitalone.com portal, a reservation number and the access code is needed. Once you have them, proceed to the steps below:
- Visit getmyoffer.capitalone.com
- Insert the 16-digit reservation number you got via mail in the space provided
- Insert the access code too
- Select “get started”
Note that, if you did not get the pre-approval via mail, you can go to the Getmyoffers portal to see if you are qualify for the offer. The steps below will guide you.
- Visit getmyoffer.capitalone.com
- Then, select ‘See if you’re pre-qualified’
- Go through the verification process, you will need your names, valid email address, phone number, SSN, date of birth, account and employment type, total annual and monthly income
- Enter the necessary info and select ‘see if I’m Pre-Approved’
- Follow the instruction on the screen to complete the process
Note that, once you have submitted your application form, it takes about 7-10 working days to get a reply. If you are eligible for the card, you will get a mail with the access code and reservation number.
Alternatively, you can get a normal credit card if you are not qualify for the card.
Best Capital One Credit Cards
If your application is approved, there are many best Capital One credit cards you may want to check out. But these cards are not best for party lovers. However, if that is your lifestyle, you may want to go for the American Express Gold Card instead.
Capital One Quicksilver Cash Rewards Credit Card – Cashback Rewards
You will earn one-time cash bonus of $200 when you spend $500 on purchases in the first three months when you open the account.
- Annual Fee: $0
- Rewards: Every day, get unlimited cash back of 1.5% on every purchase
- Purchase Rate: 0% intro APR for 15 months; 17.99% – 27.99% variable APR after
- Transfer Info
0% intro APR for 15 months; 17.99% – 27.99% variable APR after; 3% fee on cash transferred in the first 15 months
- Credit level: Excellent
Savor Card Rewards Credit Card – Dining and Entertainment Rewards
If you dine out regularly, savor card is best for you. but, you need an excellent credit score for this card. You get a one-time $200 cash bonus when you used $500 on purchase in the first 3 months of opening the account.
- Annual Fee: $0
- Rewards: Get unlimited 3% cash back on entertainment, dinning, at grocery stores and popular streaming services, in addition to 1% on every purchase.
- Purchase Rate: 0% intro APR for 15 months; 17.99% – 27.99% variable APR after
- Transfer Info: 0% intro APR for 15 months; 17.99% – 27.99% variable APR after; 3% fee on the cash transferred in the first 15 months
Venture Rewards Credit Card – Travel Rewards
Love to travel? This card is for you. To get this credit card, you need an excellent credit score. In the first three months you open the account, when you spend $3,000 on purchase, you will get 50,000 bonus miles.
- Annual Fee: $95
- Rewards: On each purchase, you get to earn 2 miles per dollar. Also, you will receive unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
- Purchase Rate: 18.99% – 26.99% variable APR
- Transfer Info: 18.99% – 26.99% variable APR; there’s no Transfer Fee with the Transfer APR
Platinum Secured from Capital One
Build your credit history with this credit history.
- Annual Fee: $0
- Rewards: A Refundable deposit of $49, $99 or $200 earn you a $200 first credit line. When use wisely, you can get your deposit back and improve your credit card.
- Purchase Rate: 27.99% variable APR
- Transfer Info: 27.99% variable APR; there’s No Transfer Fee with this Transfer APR
- Credit Level: Rebuilding
Business Credit Cards
Spark Cash Select
This credit card is best for small businesses.
- Annual Fee: $0
- Rewards: Get unlimited cash back of 1.5% on all purchases
- Purchase Rate: 0% intro APR for 12 months; 18.99% – 26.99% variable APR after
- Transfer Info: 18.99% – 26.99% variable APR; there’s No Transfer Fee with this Transfer APR
Journey Student Rewards from Capital One – Student
With this credit card, you can get rewards and also build your credit history.
- Annual Fee: $0
- Rewards: Get cash back of 1% on every purchase. You can improve your cash back to 1.25% when you pay on time for the month.
- Purchase Rate: 27.99% variable APR
- Transfer Info: 27.99% variable APR; there’s No Transfer Fee with this Transfer APR
- Credit Level: Fair
GetMyOffer.CapitalOne.com Reviews
Capital One has the following review from people:
“I was going through a nasty divorce and really needed a credit card I could depend on in both good times and bad… Capital One had my back all day every day… Ron from the Miami, FL customer service hub is the best!” – Stan M. NY, NY
“Just get a Capital One card and thank me later… not only do they have the best bonus offers but they have the best customer service team by a mile!” – Todd G. Memphis TN
“Without a doubt the best line of credit cards… yes even better than American Express” – Gale M. Chicago IL
Capital One Alternatives
- Chase Freedom
- Discover IT Card
- American Express Premier Gold Card
- Wells Fargo Cash Wise Visa Card
Capital One Cards (from worse to best)
- QuicksilverOne Cash Rewards Credit Card
- Platinum Credit Card
- VentureOne Rewards Credit Card
- Quicksilver Cash Rewards Credit Card
- Savor Cash Rewards Credit Card (new in 2018)
- Venture Rewards Credit Card
Top Rated by Consumers
According to reports, the following credit cards are rated more by consumers.
- Quicksilver Rewards
- Savor Dining Rewards
- Platinum Rewards Card
- Venture Rewards
- Journey Student Rewards
Payment Options
The FICO® credit scoring model calculates payment history as 35% of your credit score. Hence, good payment history important crucial for your credit score.
For instance, if you miss or make late payment, it will impact on your credit and also attract later payment fees, so you have to make payment at the right time, to prevent these charges.
Also, to ensure you pay your bills every month, you can set up autopay payment. This will help you make payment automatically and avoid you missing the payment date.
Ways to make payment: Online, by phone and by mail
PHONE – Presently, Capital One does not offer over-the-phone payments please dial 1-800-CAPITAL for more info
MAIL– Capital One Attn: Payment Processing PO Box 71083 Charlotte, NC 28272-1083
OVERNIGHT ADDRESS – Capital One Attn: Payment Processing 6125 Lakeview Rd Suite 800 Charlotte, NC 28269
Capital One on Social Media
Youtube: youtube.com/user/CapitalOne
Facebook: @capitalone
LinkedIn: www.linkedin.com/company/capital-one
Instagram: @capitalone
Twitter: @askcapitalone
Capital One Customer Service
Contact information
Capital One Mailing Address: Attn: General Correspondence PO Box 30285 Salt Lake City, UT 84130-0285
Capital One Phone Number (general): 1-877-383-4802
Credit Card (support): 1-800-227-4825
Canadian Customers: 1-800-481-3239
Also, have it in mind that the Capital One retail is available Monday – Friday, from 8am- 5pm. Also, on Saturday from 9am – noon. But they close on Sunday.
Reference
https://www.capitalistreview.com/get-my
Frequently Asked Questions
Does Capital One give you instant approval?
Capital One offers instant approval to many applicants. To get this instant approval from Capital One, you need to have a great credit score and with no debt.
Is Getmyoffer Capital One legit?
Get My Offer Capital One mailing offer is definitely legit. Several consumers with a great credit score leverage on this offer to get a new Capital One credit card.
Does Capital One give bonuses?
Almost all Capital One credit card gives promotional bonus. The only Capital One credit cards without a promotional bonus are those created for consumers with bad credit score.