However, Amazon offers several cards to choose from, like the Amazon Rewards Card. As well as the Prime and Store Cards that come with extra perks.
Hence, Amazon is a very popular online store globally. And they are known to offer several products and services to millions of customers.
However, these credit cards offer several benefits and perks, like cash back. And also discounts on Amazon purchases.
But, many people wonder about the odds of getting approved for an Amazon credit card. As well as what credit score is needed to be approved.
Hence, for this reason, we will be telling you what Credit score you need for the Amazon Visa Card. As well as the odds of getting approved for this card.
Having said that make sure you go through this article carefully to get all the info you need.
With that in mind, let’s reveal all you need to know in this article.
Amazon Visa card
With a Prime membership, you can get a $100 Amazon Gift Card as an Amazon Visa Cardholder.
Hence, there is no annual fee for this card and it also charges $0 as a foreign transaction fee.
Also, you can earn 3% cash back on purchases from Amazon.com, Amazon Fresh online or in-store.
But, with a Prime membership, you can earn 5% cash back on purchases from Amazon.com.
You can also earn 3% cash back on Chase Travel purchases and at Whole Foods Market (Online or in-store).
Yet, with a Prime membership, you can earn 5% cash back on Chase Travel purchases. As well as at Whole Foods Market (Online or in-store).
That’s not all, you can also earn 2% cash back at gas stations, restaurants, and on local transit.
Finally, you can earn 1% cash back on all purchases made using your Amazon Visa Card.
What credit score do I need to get the Amazon Visa card?
There is no exact answer to this question. Yet, using the knowledge of Amazon and Chase standards, we were able to guess the answer.
Well, in general with a credit score of 650 chances of getting approved for this card is high.
However, some people have reported getting approved with credit scores between 600 and 650.
Hence, the odds of being approved are based on how high your credit score is. But, also note that your credit score is not the only factor that will be considered for this card.
Thus, some credit card issuers also check other factors. Hence, these factors like; your current income, and your credit history. As well as your current debt and how many credit cards you’ve open of recently.
What is the Credit line for the Amazon Visa Card?
Getting approved for the Amazon Visa Card is one thing. Another thing to consider is the credit line on your Amazon Visa Card.
However, note that the lower your credit score, the lower your credit line. For instance, someone with a low credit score can have a credit line of $500 to start with.
Whereas someone with a higher credit score and a good credit history can get a credit line of up to $5,000.
Should I Apply for an Amazon Visa Card?
Well, if you are interested in the Amazon Visa Card, you’ll need a credit score of 650 or more to get approved.
However, there are chances of getting approved for this card with a lower credit score.
But the higher the credit score, the higher odds of getting approved for the Amazon Visa Card.
If you have a low credit utilization and haven’t applied for any credit card recently, you have a high odd of approval.
Whereas, if you have high credit utilization and have applied for more than 10 cards in the past 6 months, the odds are low.
Note that being denied a credit card can harm your credit score. Especially when you get denied for a particular card repeatedly.
But, if you have a high credit score there is no reason to hold back from applying for this card.
To sum it up, we hope this article was useful and contains all the info you need.
Hence, now that you know the credit score needed for this Card, you should apply for it.
However, if you have any questions about the Amazon Visa Card, drop them in the comment session.
Thus, thanks for reading!