With over 65 years of history, Vystar Credit Union is all about improving the financial lives of its members and supporting the communities in Florida and Southeast Georgia counties, where it’s members live and work.
Vystar’s dedication is clearly visible via its vision to be the primary financial institution for its members and bring credit union services to more people.
Vystar, stands as the 2ndlargest mortgage lender in the Northeast Florida, the 4th largest financial institution in Northeast Florida – assets of $8.6 billion, serving over 655,000 members, the 16th largest credit union in the country – credit unions totaling over 5,800 and the 14th largest employer in Northeast Florida –employing over 1,500.
VyStar Credit Union Products and Services
- Checking &Savings: Checking, Accounts, Money Market, Magic Touch, Savings Accounts, Holiday Savings Account, Certificates of Deposit (CD).
- Lending: Auto & Recreational, Loans, Personal Loans, Mortgages, Apply for a loan, Make a loan, Payment, Adoption line of, Credit, Emergency Relief, Loan.
- Business Services: Business Membership, Business Deposit, Accounts, Business Lending, Supporting Services, Small Business, Resource Library.
- Cards & Services: Credit Cards, Debit Cards, Visa Reloadable, Prepaid Cards, Gift Cards, UChoose Rewards.
- Investments: Vystar Investment services.
- Insurance: Trustage® Auto, Insurance, Family Protection, Delta Dental®
- Real Estate Services: VystarTitle Agency.
Benefits of Membership
- Lifetime Products & Services: Vystar has everything you need to meet your financial goals from Kids Club Saving accounts to retirement planning help no matter your age.
- Money Made Easy: If you prefer to manage your finances online, at a branch, on your phone or at an ATM, Vystar makes it easy for you to access your money whenever and wherever you want.
- Member-Exclusive Benefits: As a Vystar member, you are open to perks that you’d be hard-pressed to find at other financial institutions.
- Quality Service: Members are offered the best member experience.
Who is Eligible to Join VyStar Credit Union?
- Any individual living or working in the 49 Florida counties, anyone who lives or works in the following 4 Georgia counties (Camden, Charlton, Glynn, and Ware) as well as any business, club, church, organization or association situated in these counties.
- Any individual who is related to a member by blood, marriage or adoption can join also, regardless of where they reside. You can also join if you are related to a person who is eligible to join Vystar, even if they are not a member. VyStar’s members live all over the world.
How to Join VyStar Credit Union
Non-members can apply to join Vystar directly from their website at a branch or by mail. Open a VyStar Primary Savings (Membership) Account with VyStar and more. Vystar’s Primary Savings Account is a membership account and needs a $5 minimum deposit. The minimum deposit needed for other accounts may vary based on the type of account you are opening.
For this process you need the following:
- S. drivers license, passport or state ID (valid/current)
- Next, S. social security number or Individual Tax Identification Number
- S. citizenship or resident alien status
- Access to a scanner or a jpg image of your identification above.
- External account details to fund the new account
- Valid email address
- Address, social security number, and date of birth for anyone listed as a beneficiary for the account.
A Non-member will need the following:
- Valid email address
- Scanned copy of their current/valid U.S. Driver’s license, U.S. State ID or passport with a photo for anyone who will be an owner of the account saved on their computer.
- Social Security number, date of birth, address, phone number and employment info for everyone who will be an owner on the account.
- Address, Social security number and date of birth for anyone who will be listed as a beneficiary for the account.
- Routing number and account number for the account they will use to fund their new account(s).
With thousands already on Vystar, you too can join to help fulfill your financial goals and dreams. Be it money management with simple checking accounts, freedom and flexibility with loans for purchases, smart saving with IRAs, or money generation with investment accounts, Vystar can serve your needs from top to bottom.