Synchrony MasterCard Review – is this cash-back credit card for you?

This is a cash-back credit card suitable for your daily purchases.

This Credit Card offers a 2% cash-back reward on all your daily purchases made with this card.

Hence, there is no limit on cash-back earnings and this card comes with several perks for its cardholders.

In this article, we will tell you all you need to know about Synchrony Premier World MasterCard.

Hence, make sure you read through carefully to get every info that will be given out in this article.

Having said that, let’s get into what we have for you today.

Table of Contents

Synchrony Premier World MasterCard

As mentioned in the intro, this card is a cash-back credit card perfect for your everyday purchases.

It comes with a 2% cash-back reward offer on all your daily purchases made with this card.

Hence, it comes with several benefits and requires a great credit score for approval.

This credit card doesn’t charge an annual fee and its cash-back rewards are unlimited.

Hence, you can enjoy other perks like; ID theft protection, and MasterCard benefits.

Also, you can enjoy Cell Phone Coverage and $0 Fraud Liability by using this card.

However, Synchrony Premier World MasterCard has a variable APR of 16.24% – 29.24%.

Pros and Cons of Synchrony Premier World MasterCard

Here are the Pros and Cons of the Synchrony Premier World MasterCard.

Pros

2% cash back on all purchases.
No annual fee
MasterCard lifestyle and travel services
ID theft protection
$0 Fraud Liability
Cell Phone Coverage

Cons

No intro APR or welcome bonus
Charges a foreign transaction fee
Limited redemption
No intro APR

Synchrony Premier World MasterCard Fees and Rates

APR for Purchases: 16.24% – 29.24% (Varies based on Prime Rate).
APR for Balance Transfers: 16.24% – 29.24% (Varies based on Prime Rate).
Annual Fee: $0
Balance Transfer fee: $10 or 4% of the amount of each transaction.
Cash Advance Fee: $10 or 5% of the amount of each cash transaction.
Foreign Purchase Transaction Fee: 3% of each transaction

How to apply for the Synchrony Premier World MasterCard

These steps will help you access your Synchrony Premier World MasterCard online:

First, https://www.synchronybank.com/creditcard on a browser.
Next, select the yellow ‘Apply Now button’ in the middle of the page.
Now, go through the terms and conditions before you proceed to the next step.
Once you’re clear on the terms and conditions, put in the last 4 digits of your SSN.
After that, type in your correct mobile phone number. Then, select the yellow ‘Continue’ button after that to sign up for this card.

What credit score do you need for the Synchrony Premier World MasterCard?

To get approved for this credit card, you must have an excellent credit score.

Hence, you need to have a credit between 740 and above to apply and get approved for this card.

Is the Synchrony Premier World MasterCard Card Best For You?

Well, this is not the best cash-back card out there. Hence, a 2% cash-back card it’s worth grabbing anyway.

The unlimited 2% cash back on all purchases is worth giving a try. However, if what to earn more cash-back rewards, we suggest you try out other credit cards.

For this reason, let’s have a look at some best alternatives for this card.

Synchrony Premier World MasterCard Card alternatives

Here are the top alternatives for the Synchrony Premier World MasterCard Card:

Wells Fargo Active Cash Card

https://creditcards.wellsfargo.com/active-cash-credit-card/

Citi Double Cash Card

https://www.citi.com/credit-cards/citi-double-cash-credit-card

TD Double Up Credit Card

https://www.td.com/us/en/personal-banking/credit-cards/double-up

SoFi Credit Card

https://www.sofi.com/credit-card/

Summary

In summary, this article has all the necessary info about Synchrony MasterCard.

Hence, if you have any questions about Synchrony MasterCard, leave a comment below.

Having said that, thank you for reading!

Frequently asked questions (FAQS)

Is the Synchrony Premier World MasterCard best for me?