Opensky Secured Visa Credit Card is a card issued by Capital bank. Opensky Secured Visa Credit Card can be used at everywhere visa is accepted. It has low credit card requirements and Intro APR Rate 0%.
Opensky Secured Visa Credit Card comes with Normal APR Rate is17.64. Cash Advance APR Rate is 29.99.Cash Advance Fees is either $6 or 5% of the amount of each cash advance, whichever is greater. The annual fee is $35.
The card user will need to complete their OpenSky Secured Visa Credit login to access your account online.
– Users get additional benefits such as fraud security and zero liability.
– Low APR rate of 17.50%.
– Limited late payment fees of $27.
– There is no charges for enrollment and processing.
– Low credit line required.
OpenSky Secured Visa Credit Card login
– Open the homepage (openskycc.com) of the Open Sky Secured Visa. Once the web page opens search for the “Log In” button towards the top at the top right of the screen.
– Then, you will be navigated to the login homepage of the bank. On the center of the page, you will see the login section. Fill in your username in the empty space and then select “Login.
– Next, you will be taken ahead to a new web page where you are required entering your password. Lastly, hit the “Submit” button below and you will be navigated to your account dashboard.
– Users can retrieve their forgotten login details by following the procedure mentioned above. At the right of the login section, you will see a link that reads as “Forgot Password”. (For direct access to the password reset page, click here Link.)
– Hit on it and a new web page will open. Input your Social Security Number / Employer Identification Number and Mother’s Maiden Name in the blank spaces to retrieve your password.
– User will have to be at least 18 years old
– The User should have a clean credit record
– User must have a valid Social Security number
– The user must have two or more account open with the capital bank.
How to apply
– Then, you will be directed to a new page where you have to fill in your personal details which include: First/Middle/Last Name of the Applicant, Email Address, Home Address, Telephone Number, Date of Birth, Social, Security Number, Security Word, Annual Income, Monthly Income, Credit Line, Security Deposit
– Then you will be provided with all the above details. Read and review the terms and important disclosure of the credit card, consent to the Electronic Disclosure by checking the box below.
Lastly, click the ‘submit’ button at the bottom of the form to come fill in the process.
How to check status
– Go to the ‘Check Application Status’ page of the Open Sky. Complete the following information in the blank spaces below and then choose “Submit”. Details: Email, Mother’s Maiden Name, Last 4-digits of Social Security Number, Date of Birth.
Cancel credit card
Card Users can cancel their cards by calling the customer service at the number provided below or can also visit the bank and ask them to close their account.
To make payment
– You have to pay your credit card bills the user will have to log into their online account following the instructions provided above.
– You can make your payment directly or can authorize an auto debit that enables the credit card company to directly collect the monthly bill from the bank without having to pass through much hassle.
– Card Users who have already received their Open Sky Secured Visa Credit Card and wish to activate it for making purchases must call the customer service at 1-800-859-6412.
Call 1-800-859-6412 to get to a customer care agent.