Hence, this includes; Banana Republic, Athleta, and GAP. So, if you shop frequently from these stores you might want to pay close attention to this article.
In this article, we will brief you on all you need to know about the Old Navy Credit Card.
Thus, we will also reveal some important facts about the Old Navy Credit Card.
Want to find out more? Read through this article closely and carefully to get all the info you need about this credit card.
Having said that, let’s begin by briefing you about the Old Navy Credit Card.
Old Navy Credit Card
The Old Navy Credit Card offers two credit card options from which customers can choose from.
It offers the Old Navy Store Card to be used only in Old Navy stores. Also, the Old Navy MasterCard can be used anywhere that accepts MasterCard.
However, for the sake of this article, we will be focusing more on the Old Navy MasterCard.
Old Navy MasterCard
This Credit card offers new cardholders 30% off their first purchase with their Old Navy Credit Card.
Also, cardholders can get 5 points for every $1 spent on other Gap Inc. This includes; Athleta, Banana Republic, and GAP.
Still, you can also get 1 point for every $1 spent on MasterCard purchases outside Old Navy and other Gap Inc.
That’s not all, you can also redeem your points at Old Navy and other Gap Inc. Hence, for every 100 points earned, you can redeem them for a $1 Reward.
In addition to that, you’ll also get fast free shipping on all online purchases up to $50 or more.
Hence, you can also enjoy other exclusive offers as a member and from the family of brands.
Thus, you can get up to 2,000 points yearly when you shop at 2 or more from Gap Inc.
However, this credit card has an APR of 29.99% on purchases and balance transfers. As well as for cash advances.
Old Navy Store Card vs. Old Navy MasterCard
The Old Navy Store Cards are limited and can only be used in Old Navy Stores and other Gap Inc.
The Old Navy MasterCard can be used in Old Navy and other Gap Inc. And also, anywhere that accepts MasterCard across the United States.
However, when you apply for an Old Navy Credit Card, you’ll be considered first for the MasterCard Version.
But, if you are not qualified for the MasterCard version of this card, you’ll be offered the Old Navy Store Card.
Hence, if you’re approved for the MasterCard, you can earn rewards from Old Navy and Gap Inc. And also from other stores that accept MasterCard.
Old Navy MasterCard Rewards
Old Navy MasterCard offers a 30% discount to new cardholders on their first purchase.
But, you have only 14 days to use up the 30% discount and it should be used on a single purchase.
Hence, you can also get 5 points for each $1 spent on Gap Inc. stores like; Athleta, Banana Republic, and GAP.
Whereas, if you’re not a cardholder, you can only earn 1 point for each dollar spent on Gap Inc.
However, as a cardholder, you can also get 1 point for each $1 spent on other MasterCard purchases.
Old Navy MasterCard Reward Program
Old Navy offers a reward program known as the Navyist Reward Program. This Reward Program offers $1 for every 100 points earned in the program.
Hence, you can use this reward in-store or online to cover the cost of purchases at Old Navy or other Gap Inc.
Thus, these rewards cannot only be used on purchases but also to get cash back. And also other types of rewards.
Note that these points expire after a year unless you purchase ahead at Old Navy or another Gap Inc.
Other Old Navy MasterCard Rewards and Perks
Having listed some rewards of the Old Navy MasterCard, here are other rewards and perks:
Fast free shipping on all online purchases up to $50 or more.
Extra $500 to $2000 points yearly when you shop at 2 or more from Gap Inc.
Extra $125 to $500 points on each quarter based on your reward membership level.
Birthday Bonus (Usually an extra discount during your birthday month).
Get boosted to ‘Icon’ (when you spend up to $1000 in Old Navy and Gap Inc).
No annual Fee.
Old Navy MasterCard Interest Rate
Old Navy MasterCard has a very high interest rate. Hence, it has an interest rate of 29.99% on purchases and balance transfers.
So, it’s best to pay off your balance in full each month to avoid paying this high interest.
Old Navy MasterCard Approval Odds (Credit Score Needed)
Most times you get approved almost immediately when you apply for this card.
However, you’ll need a credit score of about 650 or above to get the Old Navy MasterCard.
Hence, if you have a credit score between 625 and 649, you may be approved for the Old Navy Store Card.
Thus, if you have a credit score lower than 625, your chances of getting approved for this card are low.
So, before you apply for this card, make sure you work on your credit score and your credit history.
Old Navy MasterCard Application
To apply for Old Navy MasterCard, visit the link below:
Once you’ve opened the link, select the ‘Apply Now’ button.
Then, follow the prompts after that to sign up for an Old Navy Credit Card.
In summary, this article contains all you need to know about the Old Navy MasterCard.
Hence, we also provide some info about the Old Navy Store Card as well. Thus, if you have any questions, drop them in the comment below.
Having said that, thank you for reading!