How to Check Your Credit Card Balance
Since the importance of checking your credit card balance cannot be overemphasized; we bring you ways on how to check your credit card balance.
This is an essential part of your credit card life especially if you about to make a large purchase. It also necessary to check your credit card balance to see how you fare after your last shopping to confirm that you’re most recent payment was posted to your account.
You can easily check your current credit card balance through phone, internet, and account notifications or through a smartphone app. We recently published the list of Best Student credit cards, You can check it out here.
How to Check Your Credit Card Balance Over the Internet
To check your balance over the internet, you must have an online account set up. Once that is done, you can easily check your account balance online.
Start by opening a web browser
Scroll to your card issuers website and sign in to your account, to check your balance. Just check the back of your credit card or a recent billing statement to get the correct web address for your credit card issuer.
How to Check Your Balance Over the Phone
Simply call the number on the back of your credit card to gain access to a customer service rep.
Fill out your card number using your phone’s keypad and any other identifying number (last four digits of your social security number or your billing zip code). Then follow the prompts to hear your credit card balance.
Through Smartphone App
You can do most of your banking and credit card monitoring from your smartphone. You can easily download and check your balance as well as other credit details.
Go to the Apple App Store or Google Play Store and download your card issuer’s app.
Next, tap open the app and log in using the same username and password that you’d use on the website.
Ensure that your smartphone or tablet is connected to the internet or cellular data to enable you to access your credit card information using the app.
How to Check Your Credit Card Balance Via Account Notifications
For most credit card issuers, you can have a free rein to customize how closely you want to monitor your account activity once your online account has been set up.
This feature enables you, get emails, push notifications, or text messages alerting you of all recent account activities.
For some companies, you can set up email notifications, to update you with your current balance after every purchase or monthly payment.
Now that you know that you don’t have to wait until your next credit card statement arrives to know the state of your credit card, balance won’t you rather hop on any of these mediums to check your credit card balance?