Free TransUnion Credit Report is a process that helps you know if you are maintaining a good credit history or not.
TransUnion is a credit reporting agency that strives to be a be up and doing. It is a global risk information provider that strives to use the data for good.
With a mission to help people around the globe access the opportunities that lead to a higher quality of life, TransUnion is committed to providing the most complete and all-round data available to help it’s customers make the best possible choices.
Why Free TransUnion Credit Report
Maintaining a good credit history is essential and can lead to a better rate on major purchases.
Accessing and reviewing your credit reports from TransUnion annually helps you ensure the accuracy of the information.
Through it, you can monitor your account history to help safeguard against identity theft.
To further create ongoing protection for yourself, you can consider obtaining one report every four months. This will ensure that you can consistently monitor your accounts. You will sure need it.
You will be better informed to make proper credit decisions about your future. It is that easy.
How To Get Three Free TransUnion Credit Report
As a consumer, you are granted the ability to request a free copy of your credit report from TransUnion credit bureau every twelve months.
Get started by visiting AnnualCreditReport.com. With this site, you can obtain a free credit report as required by the Fair and Accurate Credit Transactions Act (FACT Act).
Next, you are to provide specific details like your name, social security number, and address.
Thereafter, you will be asked to choose which of the credit bureaus you wish to obtain your report from. (Choose TransUnion).
Then you will be asked to answer a set of questions to verify your identity. The details contained in these questions came directly from your credit reports.
Is Free TransUnion Credit Report Actually Free?
Consumers can obtain a credit report from each of these agencies for free one time per 12-month period.
If you are requesting a copy of your TransUnion Personal Credit Report or TransUnion Personal Credit Report & Score for email delivery it may attract a fee. The fee for your report may vary by state. The fee for the score is $9.95. Cheap for the services you will get.
How To Use Your 3 Free TransUnion Credit Report
Now that have obtained a copy of your reports, you’ll be able to see what potential creditors, as well as other permitted parties, see your credit history. This data also helps potential creditors decide if they should lend to you. The reports include the following types of information;
- Your name and address
- Next, Your current open accounts, like balances, payment history as well as the highest balance.
- Your closed accounts, unless they are over seven years old.
- Also records of details by all parties that obtained a credit report on you from that credit bureau.
- Public records that occurred in the last 10 years.
Stay protected and informed with Free TransUnion Credit Report. Get started today and know your credit potency. You will always need this data. It will help you stay safe.