Running out of cash when you need it the most can be very frustrating. However, the thought of your local ATM being closed can also be a major concern.
In this article, we will provide you with answers to the question of your ATMs being closed.
Hence, make sure you go through this article to find out if ATMs Close or open 24/7.
With that in mind, let’s get straight to what we have for you in today’s article.
Do ATMs Close?
Automated Teller Machines (ATMs) are designed to function 24/7.
Hence, an ATM can only close if they are located inside a building and if access to them is blocked.
However, most banks have ATMs outside their building for customers to access them.
Also, ATMs can be closed if they are out of cash or if there is a malfunction on the machines.
When Can ATMs Close?
ATMs are designed to function 24/7, but they can close if:
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The ATM is inside a building
Note that not all ATMs are programmed to function 24/7. Hence, some ATMs within shops, banks, or shopping malls can close if the buildings are closed for the day.
However, most banks have ATMs sited outside so customers can access them 24/7.
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The ATM is Malfunctioning
An ATM malfunctioning can also be a major reason to have it shut down. Hence, this can be a result of some mechanical issues with the dispenser.
Also, it can be due to the banking network or other software issues.
Nevertheless, you’ll either find the ATM showing an error or it is out of function while being repaired.
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The ATM is out of cash
This is another good reason why an ATM can close. ATMs are often refilled within the week based on how busy the location is.
What Time Do Indoor ATMs Open and Closes?
Most indoor ATMS are open between 8:00 am and 9:00 am and close between 4:00 pm and 6:00 pm.
Hence, the hour of operation depends on the organization. But, most indoor ATMs at the bank are open from 8:00 am to 4:00 pm or 9:00 am to 6:00 pm based on the bank.
However, most banks in the United States have their ATMs outside for 24/7 accessibility.
Do ATMs Close at Night?
Well, ATMs closing at night depends on the location. Hence, if it’s located inside a bank or shopping mall, it can only be accessed during hours of operation.
Do Drive-Thru ATMs Close?
Well, Drive-thru ATMs function 24/7 unless they are faulty or out of cash.
Do ATMs Close on Sundays or Holidays?
As stated earlier, ATMs are designed to function 24/7 that includes Sundays and holidays.
Hence, an ATM can only close on a Sunday or during holidays if it’s inside a building.
Thus, banks are not open on a Sunday or during holidays so you won’t be able to access the ATMs those days.
Are ATMs Safe to Use at Night?
Most ATMs are safe to use at night because of the CCTV camera close by. But their safety depends on the location of the ATM.
Thus, most crime in some areas takes place at night, so it’s important to keep that in mind when using an ATM at night.
However, if you’re scared of using an ATM at night then we advise you to wait until daytime to use the ATM.
What Do I do if the ATM is closed?
If your ATM is closed but you want to pay for something, you can opt-in for the following:
Pay with a debit or credit card.
Locate another ATM using your bank’s ATM locator.
Pay with Android, Apple, or Samsung Pay.
Request cashback from shops where you can use your debit or credit card to get cashback up to 3 times a day.
Final Thoughts
Automated Teller Machines (ATMs) are designed to function 24/7. But, they can close if the ATMS are inside a building, malfunctioning, or out of cash.
Hence, most ATMs inside a building close their ATMs outside their hour of operation.
However, most banks have ATMs sited outside that allow customers to have access to them 24/7.
Hence, if you have any questions, leave them in the comment session and we will get back to you soon.
Having said that, thank you for reading!