Ulta Beauty is a beauty store chain in the United States. This beauty store chain offers two credit card options for its loyal customers.
Hence, they have the Ultamate Rewards Store Card and the Ultamate Rewards MasterCard.
Thus, these credit cards offer fantastic perks to cardholders with no annual fee.
Also, cardholders can enjoy 20% off all Ulta products and services on their first purchase.
That’s not all; you can also get 2X points for each dollar spent at Ulta Beauty with your reward card.
However, Comenity Bank is the company that issues both the MasterCard and Ultamate Rewards Store cards.
So, if you’ll love to find out more about these Ultimate Rewards cards, read this article closely.
In this post, we will guide you on how to sign into your credit card online account.
Hence, we will tell you how to pay your bills using different Ulta payment options.
Still, we will show you how to contact customer service. And further, we will discuss other related information about Ulta Reward Cards.
With that in mind, let’s proceed by guiding you on how to sign into your online account.
Log into your Ulta Card Account
Follow the steps below to sign in to your Ulta store card or MasterCard account online:
To access your card online, visit the Login Page.
Next, choose to sign into your store card account or your MasterCard account.
Now, select the sign-in option at the top of your sign-in page to access your account.
Once you’ve done that, enter your Ulta card account username and password.
Then, select the ‘Sign In’ option and follow the prompts after that to log into your account.
Forgot your username or password?
To recover your account username or password, select the ‘Forgot Username or Password Link’.
Once you’ve done that, type in your card account number and your zip or postal code.
Now, select an identification type from the drop-down menu and enter your ID number.
After that, click on the ‘Find My Account’ button.
Then, follow the guides on your screen to recover your account username or password.
Register Now
To register for an online account, select the ‘Register Now’ link.
Once you’ve done that, enter your card account number and your zip or postal code.
Next, select an identification type from the drop-down menu and enter your ID number.
Now, select the ‘Find My Account’ button.
After that, follow the prompts on your screen to sign up for an online account.
Pay your Ulta Card bill
Follow the guides below to make an Ulta card bill payment:
Online Payment
To make an Ulta card online payment, visit the Login Page using a web browser.
Next, choose to sign into your store card account or your MasterCard account.
Now, select the sign-in option at the top of your sign-in page to access your account.
Once you’ve done that, enter your Ulta card account username and password.
Then, select the ‘Sign In’ option and follow the prompts after that to pay your bills online.
Payment by phone
To pay your Ulta Store card bills over the phone, call customer service at 1-866-254-9971.
However, to pay your Ulta MasterCard bills over the phone, call 1-866-257-9195.
Payment by mail
You can also mail your check or money order to the following mailing address:
For Ulta Reward store card payment, send payment to:
- Ultamate Rewards Credit Card
PO Box 650964
Dallas, TX 75265-0964
For Ulta Reward MasterCard payments, please send your payment to:
- Ultamate Rewards MasterCard
PO Box 650964
Dallas, TX 75265-0964
In-Store Payment
You can also pay your bills at any Ulta Beauty Store. Hence, use the store locator to find a store closer to you.
Hence, make sure you have your card account number and other information at hand.
Payment via EasyPay
To make a one-time payment using this method, follow the prompts below:
First, visit the login page and click on the sign-in button at the top.
Now, select the ‘Try it Now’ button to pay your bill using EasyPay.
Once you’ve done that, type in your card account number and your zip or postal code.
Now, select an identification type from the drop-down menu and enter your ID number.
After that, click on the ‘Find My Account’ button.
Then, follow the guides on your screen to make a one-time payment using EasyPay.
For Ulta Card customer service information, please refer to the following:
Below are ways in which you can contact Ulta Customer Support:
By Phone
You can call 1-866-254-9971 to contact Ulta store card customer service. Hence, you can also call this number to pay your card bills.
However, to contact Ulta MasterCard, call 1-866-257-9195. Also, you can call this number to pay your card bills over the phone.
But, for TDD/TTY, both cardholders can call 1-888-819-1918 or dial any other relay service.
Hence, these services are available anytime, as they are open to cardholders 24 hours a day, 365 days a year.
By Mail
To contact Ulta customer service, send a message to Comenity Bank at:
- Comenity Capital Bank
PO Box: 183003
Columbus, OH 43218-3003
Online
To contact Customer Service online, visit the Login Page.
Next, choose to sign into your store card account or your MasterCard account.
Now, select the sign-in option at the top of your sign-in page to access your account.
Once you’ve done that, enter your Ulta card account username and password.
Then, select the ‘Sign In’ option and follow the prompts after that to contact customer care.
Social Media
Below are ways in which you can connect with customer support on social media. Hence, these are Ulta Beauty social media pages:
However, you can visit the customer service pages via the link below for more information.
Ultamate Rewards Store Card Customer Service
Ultamate Rewards MasterCard Customer Service
Ulta Card Rewards Program
Earn points for each dollar you spend on Ulta products and services with this program.
Hence, you can sign up for email and app notifications for exclusive bonus point offers.
Thus, you can get 20% off all products on your first purchase at Ulta Beauty using your card.
Still, you can also use your points towards any Ulta product or service. That’s not all; you can also get free shipping on any purchase up to $35.
However, for more information on this reward program, visit the Ulta Card Reward Program Page.
Ultamate Rewards Card Perks
Both cards have no annual fee and offer special benefits and rewards to cardholders.
With these cards, you can get 20% off all products and services on your first Ulta purchase.
Additionally, you can earn 2 points for every dollar spent at Ulta Beauty Store when using your card.
Thus, as a MasterCard holder, you can get 1 point for every $3 spent outside Ulta Beauty.
Also, you’ll get a $500 welcome bonus on your first purchase, up to $500 within the first 90 days.
Hence, visit the Ultamate Rewards Card Page for more information on card perks.
Advantages and Disadvantages
Below are the benefits and drawbacks of the Ulta Reward Card:
Benefits
Both cards have no annual fee.
Earn points on purchases made using any of these cards.
MasterCard can be used anywhere MasterCard is accepted.
Both cards give you free access to your credit score.
MasterCard holders can earn rewards on purchases outside Ulta Beauty Stores.
Both cards report to multiple credit bureaus.
$500 welcome bonus for MasterCard holders.
Drawbacks
High-interest rate.
3% foreign transaction fee for MasterCard holders.
$10 or a 5% balance transfer fee for MasterCard holders.
5% or $10 cash advance fee for MasterCard holders.
MasterCard requires a great credit card for approval.
How to Apply for an Ulta Reward Card
Hence, below is the Ulta card application process. Hence, follow the steps below to apply for an Ulta card:
To apply for an Ulta card, visit the Application Page.
Then, type in your email address and create a password.
Next, confirm your password by re-entering it and proceeding to the next step.
Now, enter your first and last name, home address, and phone number.
After that, type in your date of birth, your annual income, and your SSN.
Once you’ve done that, click on the ‘Submit Application’ button.
Eligibility Cards
To apply for any of these credit cards, make sure you meet the following requirements:
To apply for the Ulta Reward Store Card, you’ll need a fair credit score. Hence, you’ll need a credit score of at least 640 and above.
But if you’re applying for the MasterCard, make sure you have a great credit score.
Also, make sure you’re up to 18 years of age and reside in the United States.
That’s not all; you must have a valid government-approved photo ID and an SSN or SIN.
Finally, you must have a street, rural route, or APO/FPO mailing address. However, note that Ulta Card does not accept PO Box mailing addresses.
Approval Odds
To get approved for the Ulta store card, you’ll need a fair credit score of at least 640 and above.
But if you’re applying for a MasterCard, you’ll need a credit card worth at least $700 for approval.
Hence, for a high chance of approval, make sure you have a good credit history.
Also, make sure you haven’t opened more than 3 credit cards recently. Also, make sure you have a good source of income and a low credit utilization ratio.
Login Issues
If you forgot your username or password, visit the Forgot Username or Password link.
But if you still need help, call 1-866-254-9971 to contact store card customer service.
Hence, Ulta MasterCard holders should call 1-866-257-9195 to contact customer service.
Thus, for TDD/TTY, call 1-888-819-1918 or dial any other relay service.
Minimum Payment
Ulta Cards has a minimum interest charge of $3. Hence, both cards charge up to $41 for late payment fees and returned payment fees.
Ulta Credit Card APR
The Ulta MasterCard has a variable APR of 23.24, 29.24, or 32.24. Whereas, the store card has a variable APR of 32.24.
MasterCard charges an APR of 26.99% for balance transfers and an APR of 33.24% for cash advances.
Also, this card charges 5% or $10 in balance transfer and cash advance fees.
Request for Credit Limit Increase
To request a credit limit increase, call 1-866-254-9971.
But if you’re a MasterCard holder, call 1-866-257-9195 to contact customer service.
Hence, once you dial this number, follow the guides to request a credit limit increase.
However, you can also request an increase online. To do that, log into your online account.
Then, follow the prompts displayed on your screen to request a credit limit increase.
Hence, before requesting an increase, make sure your credit history is in a good state.
Balance Transfer
To transfer your previous balance to your card, you’ll be charged a fee of $10, or 5% per transfer.
Hence, the APR for balance transfers is 26.99%. However, the Ulta store card does not allow balance transfers.
Lost or Stolen
To report or replace a lost or stolen card, call 800-695-9478 for Ulta Sore Cardholders.
But if you’re a MasterCard holder, call 1-866-257-9195 to contact customer service.
Hence, you can call these numbers to request a card replacement. And these services are open to cardholders 24 hours a day, 7 days a week, 365 days a year.
Protecting Against Card Fraud
You don’t need to panic if you believe someone has hacked into your account.
Hence, call 800-695-9478 (Ulta Sore Card) or 1-866-257-9195 (Ulta MasterCard) to make a report.
However, for TDD/TYY, call 1-888-819-1918 or any other relay service.
The deadline for redeeming points is approaching.
Ulta Points expire at the end of the quarter, a year after earning them. Hence, check your monthly email statement to know when your points will expire.
But if you are a Platinum member, don’t panic, as your points never expire.
Alternatives
If you want to try out a card similar to this one, check out these credit card options below:
The Chase Freedom Flex credit card offers a range of benefits and rewards.
Mobile App
If you want to enjoy seamless access to your Ulta card account anytime you want, read this.
Ulta has a mobile app with upgraded features to help you access your account with ease.
Hence, you can view statements, pay bills, and do more from a unified space.
Thus, visit the Google Play Store or Apple App Store to download this mobile app to your device.
Last Words
If you want a complete guide for the Ulta Reward Cards, this guide is for you.
Hence, make sure you drop your questions about these Ulta Reward Cards in the comment.
Thus, thank you for reading, and also make sure you check out this blog for other credit card posts.
Reference Links
Frequently Asked Questions (FAQs)
What is Ulta’s credit limit?
Comenity Capital Bank did not make the credit limit for this card available. However, some cardholders reported having a starting credit limit of about $1,000.
Hence, some have reported having a credit limit of $3,700. But this is based on your credit score and other factors.
How do I make Ulta credit card payments?
You can pay your Ulta Card bills online, via mail, or over the phone. To pay your bills online, visit the Login Page.
Then, follow the prompts after that to pay your bills online. But if you want to pay by phone, call 1-866-254-997 (Ulta Store Card).
Hence, if you’re a MasterCard holder, call 1-866-257-9195 to pay your bills by phone.
Still, you can also mail your bills to the following mailing address:
- Ultamate Rewards Credit Card
PO Box 650964
Dallas, TX 75265-0964
- Ultamate Rewards MasterCard
PO Box 650964
Dallas, TX 75265-0964
Can you apply for an Ulta credit card?
If you have a fair credit score, you can apply for the Ultamate Store Credit Card. But to apply for the Ultamate MasterCard, you’ll need a credit score of at least 700.
Hence, visit the Application Page to apply for an Ulta Card. Also, you can visit an Ulta store to apply for an Ulta Card.
Visit the Store Locator Page to locate the nearest Ulta Beauty Store.
