Sears is a department store in the USA. They sell general merchandise, appliances, clothing, etc.
This company has a credit card option from Citibank with rewards for its cardholders.
Hence, as a cardholder, you can qualify for some special offers and earn points on your purchases.
Thus, visit the Sear Card Page for more information about this credit card option.
In this article, we will show you how to log into your credit card account online. Also, we will guide you on how to pay your bills using different payment options.
Still, we will also tell you some ways in which you can contact customer support.
So, if you shop often at Sears, make sure you read through this article to get information about this card.
Also, if you’re planning to get this credit card, this article is the perfect guide you need.
Thus, let’s begin by telling you how to log into your credit card account online.
Sears Card Sign-In
This guide will help you with easy steps on how to sign into your Sears account online.
So, if you want to access your account online, follow these steps below:
To start, visit the Card Sign-In Page.
Then, input the user ID and password linked to your credit card account.
Once you’ve done that, select the Sign On option to log into your credit card online account.
Retrieve the user ID.
To retrieve your credit card user ID, select the ‘Retrieve User ID’ link.
Next, input the name on your credit card as it appears.
After that, input the last 4 digits of your SSN and your phone number.
Now, click on the ‘Verify’ button and follow the on-screen prompts to retrieve your user ID.
Reset Password
If you can’t access your account password, select the ‘Reset Password’ link.
Next, input the name on your credit card as it appears.
After that, input the last 4 digits of your SSN and your phone number.
Now, click on the ‘Verify’ button and follow the on-screen prompts to retrieve your user ID.
Make a payment on card.
In this section, we will discuss different payment methods available to cardholders.
Hence, below are ways in which you can pay your bills:
An online payment option is available.
To pay your bill through your online account portal, sign in to your account.
Thus, open the Card Sign-In Page on a web browser to begin.
After that, input the user ID and password linked to your credit card account.
Next, select the Sign On option to log into your credit card online account.
Now, follow the on-screen prompts to pay your bills via your account online portal.
Hence, this payment option is for a one-time payment. Thus, you can set up Autopay to avoid skipping a payment.
Payment by phone
To pay your bills by phone, call customer service at 1-800-917-7700.
However, if you have the MasterCard version, call 1-800-669-8488 to pay your bills.
Thus, this payment service is open to cardholders 24 hours a day, 7 days a week.
Payment by mail
To pay your store card or MasterCard bills via mail, send your payments to:
- Consumer Payments
P.O. Box 9001055
Louisville, KY 40290-1055
Hence, for overnight delivery or express payment via mail, send payment to:
- Attn: Consumer Payment Dept.
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213
For more information on the payment options, visit the Payment Page.
Card Support Options
There are several ways in which you can contact customer support.
Hence, in this article, we provide you with customer service contact information.
Thus, below are the Sear Card customer service options:
Mailing Addresses
To contact Sear Card or MasterCard customer service via mail, send your mail to:
- Private Label/MasterCard General Inquiries
P.O. Box 6286
Sioux Falls, SD 57117-6286
Hence, to pay your store card or MasterCard bills via mail, send your payments to:
- Consumer Payments
P.O. Box 9001055
Louisville, KY 40290-1055
However, for overnight delivery or express payment via mail, send payment to:
- Attn: Consumer Payment Dept.
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213
Phone Number
For assistance with technical issues, call customer care at 1-800-815-7701. Hence, for TTY, call 711 or dial other relay services.
However, those outside Canada, Puerto Rico, and the U.S. can call collect at 1-800-437-3277.
But to pay your credit card bills by phone, call customer service at 1-800-917-7700.
Hence, if you have the MasterCard version, call 1-800-669-8488 to pay your bills.
That being said, this payment service is open to cardholders 24 hours a day, 7 days a week.
Online
You can pay your bills via your account’s online portal. Hence, all you have to do is visit the Card Sign-In Page.
Then, log into your account using the user ID and password linked to your account.
Once you’re done, select the sign-on button to log into your credit card online account.
Now, follow the guides on our device screen to contact customer support.
Social Media
You can also contact and connect with its customer support service on social media.
Hence, these are social media pages:
For more information, visit the Customer Support Page.
Card Store Locator
You can find a Sear card store close to you to pay your general inquiries and your bills.
Hence, visit the Store Locator Page to locate a branch close to you.
The Card Application
To apply for this card online, visit the Card Application Page.
Then, follow the prompts on your screen after that to apply for this card.
Hence, note that you’ll have to provide some necessary information to apply for this card.
Sears Card Rewards
This credit card has a point-reward program that offers you points on your card purchases.
As a cardholder, you can get 10% off selected appliances for purchases up to $559 and above.
Or, you can get 18 months of financing on selected appliances on purchases of $999 and above.
However, if you didn’t qualify for this offer, you can get 5% off selected sitewide purchases.
Or, you can get 12 months of financing on selected sitewide purchases of $299 and above.
Hence, you can get 5% points on approved gas station purchases. Also, you can earn 3% points on approved grocery and restaurant purchases.
This offer applies to the first $10,000 you spend on combined gas, grocery, and restaurant purchases.
After that, you’ll earn 1% on your combined gas, grocery, and restaurant purchases.
That’s not all; you can get 2% points on approved purchases at Shop Your Way merchants.
Still, you can also earn 1% points on all other approved purchases made using your card.
However, visit the Card Offer Page for more information about card rewards.
Benefits
With your credit card, you can earn perks on daily purchases made in selected categories.
Hence, you can earn 5% points on approved gas station purchases. And also 3% points on approved grocery and restaurant purchases.
This offer applies to the first $10,000 you spend on combined gas, grocery, and restaurant purchases.
After that, you’ll earn 1% on your combined gas, grocery, and restaurant purchases.
Still, you can also get 2% points on approved purchases at Shop Your Way merchants.
Also, you can earn 1% points on all other approved purchases made using your card.
Sears Card APR
Its store card has a variable APR of 8.50% to 30.49% or a non-variable APR of 2.90% to 26.49%.
Hence, its minimum interest charge is up to $2. However, the MasterCard has a variable APR of 27.49%.
Thus, it has a variable APR of 27.49% for balance transfers and a variable APR of 29.40.
Also, its minimum interest charge is not less than $2.00.
Credit card fees
The Store Card version of this credit card has no annual fee and charges up to $40 for late payments.
While the MasterCard version of this credit card has no annual fee, it charges a balance transfer fee of $10, or 5% of the amount of each transfer.
Also, it charges a cash advance fee of $5 or 5% of the amount of each cash advance.
MasterCard charges 3% of each purchase transaction in US dollars. And also a late payment fee of up to $39
Card Eligibility
To qualify for this credit card, you must have a credit score of at least 700. Also, you must be up to 18 years of age with a valid ID.
That’s not all; you must make sure you have a source of income. Also, you mustn’t have opened more than three credit cards recently and have a good credit history.
However, there may be other factors that may be required to approve you for this card.
Card Credit Score Needed
The MasterCard version of this credit card requires a credit score of at least 700 for approval.
Hence, if you have a lower credit score, you may qualify for the store card version of this credit card.
Requesting a Sears Card Credit Limit Increase
Before applying for a credit limit increase, make sure you have a good credit history.
Also, ensure factors like credit utilization, payment history, and others are in line.
Hence, once all these factors are in line, you can now request a credit limit increase.
However, to request a credit limit increase, call customer service at 1-800-917-7700.
But if you have the MasterCard version of this card, call 1-800-669-8488.
Still, you can request a credit limit online by logging into your account. Once you’re in, you can now submit your request for a credit limit increase.
Dispute Resolution
To resolve a dispute, call customer service at 1-800-917-7700 for store cardholders.
Hence, for those with MasterCard, call 1-800-669-8488 to resolve a dispute.
However, you can also send mail to any of the following mailing addresses:
- For any general inquiries regarding Sears Private Label, please contact us.
P.O. Box 6286
Sioux Falls, SD 57117-6286
- Sears MasterCard General Inquiries
P.O. Box 6286
Sioux Falls, SD 57117-6286
Sears Card Balance Transfer
To make a balance transfer, you’ll be charged a balance transfer fee of $10, or 5% of the amount of each transfer.
Hence, the APR for balance transfers is 27.49%, and this rate varies based on the prime rate.
The Sears Credit Card Statement
To view your credit card statement, visit the Card Sign-In Page.
Once you’re in, log into your online account using your account username and password.
Then, follow the prompts on your screen to view your credit card statement online.
Thus, you can also call 1-800-917-7700 (store card) to request a paperless statement.
Hence, those with MasterCard should call 1-800-669-8488 to request their statement.
Alternatives
If you need a credit card similar to this one, you can consider these credit card options:
Target offers the Target RedCard, a credit card.
Amazon Prime Rewards Visa Signature Card
Mobile App
This credit card mobile app has amazing features to help you manage your account.
Hence, you can access your account, check your balance, view statements, and pay bills on this app.
Hence, to download this app, visit the Google Play Store (Android) or Apple App Store (iOS).
Final Words
Want to get complete information about the Card? This article has it all.
It is a complete information guide on everything you need to know about the Card.
Hence, for any questions about the Card, leave them in the comment.
That being said, thank you for reading, and also make sure to check this blog for other posts.
Reference Links
The page for searching cards
The Card Application Page
Frequently Asked Questions (FAQs)
Is there still a Sears credit card?
The Store Card closed applications for new applicants in April 2023. The Shop Your Way MasterCard has replaced the store card.
How much money is on my Sears card?
You can check your Sears card balance online. To do that, log into your online account.
Once you’re done, your credit card balance will be displayed on the dashboard.
However, you can also call 1-800-917-7700 (store card) to request your balance.
Hence, those with MasterCard should call 1-800-669-8488 to request their balance.
Is the Sears card a visa card?
This card has only a store card and a MasterCard cobranded credit card, both from Citibank.
Hence, it does not have a visa-cobranded version.
How do I pay with a Sears credit card?
You can pay your bills via your account’s online portal. Hence, visit the Sign-In Page to access your account online.
Next, log into your account using the user ID and password linked to your account.
Then, follow the guides on our screen to pay your bills. However, you can call customer service at 1-800-917-7700.
Hence, if you have the MasterCard version, call 1-800-669-8488 to pay your bills.
Finally, you can also mail your payment to:
- Consumer Payments
P.O. Box 9001055
Louisville, KY 40290-1055
Hence, for overnight delivery or express payment via mail, send payment to:
- Attn: Consumer Payment Dept.
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213
