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Category: Credit Card

Lost Credit Card: What To Do If You Find A Lost Credit Card

Lost Credit Card

If you find a lost credit card and do not want to leave it for a thief to pick it up or depending on the laws governing your state you do not want to commit felony by having someone else’s credit card without their permission here’s what to do if you find a lost credit …

Authorized User on a Credit Card: How To Remove Yourself

Lost Credit Card

Many credit card issuers report authorized user accounts to the credit bureaus. This implies the account history will pop up on your credit card report. If you want opt-out of being an authorized user because of some reasons outlined below, here’s how to remove yourself as an authorized user on a credit card.

Close a Credit Card That Still Has a Balance

Close a Credit Card

Is it possible closing a credit card that still has a balance? Yes, but you will still have to pay off that balance eventually. If you close a credit card account that still has an outstanding balance, you’ll keep paying monthly interest on the unpaid balance. It is considered best for you to pay off …

What To Check On Your Credit Report

What To Check On Your Credit Report

Knowing what to check on your credit report can help you spot identity theft, helps you ensure your creditors and lenders are reporting accurate information. Checking your credit score is also ideal for taking inventory of your credit card and loan accounts.

Does Divorce Affect Your Credit Score?

Does Divorce Affect Your Credit Score?

There’s a tendency that you may suffer credit damage after a divorce, not because of the divorce itself, but because of an indirect impact that steams from the action, so does divorce affect your credit score?