This article will reveal key details and information about the Home Depot credit card. Most users spell it as Homedepot.com/mycard, but it is still the same card.
Are you a card holder? Then, I will be bringing you all the tips you need to access your account online, make payments, and reach customer service for questions that border on you.
This card is from the stable of Citi Bank. You can always contact Citibank for anything that has to do with the card.
Login online for account access.
Customer Service: Help and Pay by Phone
- Call the customer service phone number for payments and other assistance: 1-800-677-0232.
Credit Card Payment Address
P.O. Box 9001010
Louisville, KY 40290-1010
You can use our comment box if you are having issues understanding any part of this guild. Or, for the best option, contact your credit card using the contact information above.
A credit card is now a household name. It is little wonder why the total number of credit card users in the United States keeps going high. The good news is that stores and credit cards is not left out.
Review and History
The company was founded in 1978 by five people: Bernard Marcus, Arthur Blank, Ron Brill, Pat Farrah, and Ken Langone. The first two of these stores opened in Atlanta, Georgia, on June 22, 1979. Each store was 60,000 square feet in size and offered a wide variety of home improvement products, such as lumber, tools, and appliances. It recently went into kitchen utensils and more.
The Home Depot, Inc trades with the acronyms HD. and it is a viable quote to trade on the NYSE. You can invest in Home Depot, Inc. (HD) common stock on the NASDAQ platform.
It was a leader in the home improvement industry and quickly became the largest home improvement retailer in the United States.
According to Wikipedia, the company presently has over 470,000 employees and generates $132 billion in annual revenue.
In the words of a financial analyst, you should Understand Credit Card before using it.
This credit card option from Citibank is designed for your home improvement needs.
Hence, you can save up to $100 on approved purchases when you sign up for this credit card.
Also, you can enjoy zero interest on purchases of $299 or more if paid in full within 6 months.
Thus, visit the Card Page for more information about this credit card.
In this post, we will tell you how to access your card account online.
Thus, we will also discuss the different card payment options.
Still, we will show you how to contact customer service.
That’s not all; we will also inform you about other related information about the card.
So, if you have a card or want to apply for one, read this post.
Thus, let’s commence by telling you how to access your card account online.
Home Depot Card Online Account Login
Wondering how to access your Home Depot credit card online? This post will show you how you can access your credit card account online.
Hence, follow the steps below to access your card account online:
- First, visit the Home Depot Card Login Page on a web browser.
- Next, enter your account username and password.
- After that, click on the sign ‘on’ button to access your card account online.
Once you’ve done that, you can access your account online. And also manage your card account online.
Retrieve the user ID.
To retrieve your card account user ID, select the ‘Retrieve User ID’ link.
Once you’ve done that, choose to verify your account information with or without your credit card.
To verify your account information using your card, select Yes, I have my card option to proceed.
Then, enter your Home Depot card number and the name on your card as it appears.
Next, type in your credit card security code and the last 4 digits of your SSN.
Now, select the Verify option to confirm your account information. After that, follow the prompts on your screen to retrieve your user ID.
Reset Password
In this section, we will tell you how to reset your card password easily.
- Hence, follow the prompts below to reset your card password:
- To begin, select the ‘Retrieve User ID’ link.
- After that, choose to verify your account information with or without your credit card.
- To verify your account information using your card, select Yes, I have my card option.
- Next, enter your card number and the name on your card as it appears.
- Then, type in your credit card security code and the last 4 digits of your SSN.
Once you’ve done that, select the Verify option to confirm your account information.
After that, follow the prompts on your screen to create a new password for your card.
Card Payment Options
Want to make a card payment? This post is complete, giving all the information you need about this card.
Thus, in this post, we will discuss the different card payment methods.
Hence, below are ways in which you can pay your card bills:
Payment by phone
You can also pay your card bills using your phone. Hence, as a cardholder, call 1-800-677-0232 to access customer service.
Service Hours
Monday: 6:00 a.m.–1:00 a.m. ET
Tuesday: 6:00 a.m.–1:00 a.m. ET
Wednesday: 6:00 a.m.–1:00 a.m. ET
Thursday: 6:00 a.m.–1:00 a.m. ET
Friday: 6:00 a.m.–1:00 a.m. ET
Saturday: 6:00 a.m.–1:00 a.m. ET
Sunday: 7:00 a.m.–12:00 a.m. ET
Online Payment
To make a card payment online, log into your online account.
To do that, kindly visit the Card Login Page.
Next, enter your card account username and password.
Now, click on the sign ‘on’ button to access your card account online.
After that, you can now access your account and pay your card bills online.
- Payment by mail
To pay your card bills via mail, send your card payments to:
Credit Services
P.O. Box 9001010
Louisville, KY 40290-1010
Hence, for overnight delivery or express payment via mail, send credit card payments to:
- Attn: Consumer Payment Dept.
6716 Grade Ln
STE 910
Louisville, KY 40213
Customer Service
In this part of the article, we will guide you on how to contact customer service.
Hence, these are ways in which you can contact customer service:
Phone Number
If you need assistance with technical issues, call 1-866-875-5488. Hence, for TTY, call 711 or other relay services.
Thus, to contact card customer support by phone, call 1-800-677-0232.
Also, you can call this phone number to pay your card bills by phone.
However, those outside Canada, Puerto Rico, and the U.S. can call collect at 1-423-467-6124.
Mailing Addresses
To contact Card Customer Service via mail, send your mail to:
O. Box 7032
Sioux Falls, SD 57117-7032
Hence, to pay your card bills via mail, send payments to:
Credit Services
P.O. Box 9001010
Louisville, KY 40290-1010
However, for overnight delivery or express payment via mail, send credit card payments to:
Attn: Consumer Payment Dept.
6716 Grade Ln
STE 910
Louisville, KY 40213
Online
- You can contact Card Customer Service online. Thus, visit the Login Page to begin.
- Next, enter your card account username and password.
- Now, click on the sign-on’ button to access your account online.
- Then, follow the prompts on your screen to contact customer service online.
However, for more information, visit the Customer Support Page.
Card App
It has a mobile app that allows you to access your credit card account easily.
With this mobile app, you can access your credit card account and manage your account with ease.
However, the Card App is free, and you can download it to your mobile device.
To download this app for your Android device, visit the Google Play Store.
But if you’re an iOS user, you can download this app via the Apple App Store.
Once you’ve installed the app, you can now access and manage your credit card benefits.
However, visit the Google Play Store or Apple App Store to see reviews about this mobile app.
balance check
You can check your card balance through your online account or via the mobile app.
Hence, to check your account balance online, log into your card account.
Thus, sign in using your user ID and password.
Once you’re in, you’ll find your credit card balance displayed on your dashboard.
But to view your credit card balance via the app, download the app.
Once you’ve done that, sign into your account with your user ID and password.
After that, you’ll see your credit card balance displayed on your dashboard.
However, for your card balance inquiry, call customer support at 1-800-677-0232.
Card Statement
To view your card statement, visit the Card Login page.
Now, log into your online account with your user ID and password.
After that, follow the prompts on your screen to view your credit card statement.
However, you can also download your card statement to your device.
Hence, you can also call 1-800-677-0232 to request your paperless statement.
Card activation
If you’re a new cardholder, you’ll have to activate your card to be able to use it.
Hence, in this post, we will tell you how to activate your card.
However, note that you can activate your card online or over the phone.
For your new card online activation, visit the Login page.
Once you’re in, follow the on-screen prompts to activate your new card.
Thus, you can also call Customer Service at 1-800-677-0232 to activate your card.
Card Rewards
The card does not offer any reward programs. Hence, you cannot earn or redeem any reward.
However, this card does offer zero interest on purchases of $299 or more paid in full in 6 months.
Thus, you can also save up to $100 on approved purchases when you sign up for this credit card.
Also, you can enjoy zero interest on purchases of $299 or more if paid in full within 6 months.
Still, you can get up to 24 months of financing during special promotions every year. Hence, visit the card Page for more information.
Card Credit Limit Increase
The credit limit for your card is usually sent to you via your email address.
Hence, you can call customer service at 1-800-677-0232 to request a credit limit increase.
However, for higher credit limits, make sure you pay your credit card bills on time.
Thus, this act helps improve your credit limit.
Card Dispute
The card allows you to dispute fraudulent or unauthorized card activity.
Hence, log into your Card online account to begin.
Once you’re in, search for the charge transaction to open a dispute. Hence, note that it can take about 30 days to settle a credit card dispute.
However, for more complex credit card disputes, it may take a longer time to settle them.
Thus, you can also call 1-800-677-0232 to dispute fraudulent or illegal card activity.
Card Closed
It takes 24 months for to close your credit card accounts that are no longer active.
Hence, you’ll get a written notification before your credit card account is closed.
Thus, you’re given a time frame in which you can resume to cancel your account.
Lost or Stolen
To report a lost or stolen card, call customer service at 1-800-677-0232.
Hence, you can also call this number to request a credit card replacement.
However, if you find a lost card, call 1-800-677-0232 to report the card.
Card interest rates
The credit card APR for purchases or card purchase interest rate is 29.99%.
Hence, you cannot get a cash advance with the Card.
Card Annual Fee
The card does not waive the annual fee. Hence, the Card annual fee is $0.
Card Application
To sign up for a Card, visit the Card Application Virtual Guide Page.
Now, select the Yes option and follow the onscreen prompts to apply for the card.
However, you’ll need your first name, middle initial, and last name.
Also, you’ll need your email address, phone number, street address, city, state, and zip code.
Then, provide your financial information, date of birth, and SSN.
Card Pre-Approval
To check your Card pre-approval status, you’ll have to log into your online account.
Hence, to access your card account online, visit the Card Login Page.
Next, enter your user ID and password to access your account online.
Now, follow the prompts on your screen to check your Card pre-approval status.
Card Pre-Qualification
To get prequalified for the Card, follow these steps below:
First, visit the Credit Card Pre-Qualification Page.
Now, follow the prompts on your screen to check if you’re pre-qualified for this credit card.
However, you’ll have to complete the process; you’ll have to provide your name and email address.
Also, you’ll need your phone number and the last four digits of your SSN.
Card Balance Transfer, late payment fee, and returned payment fee
Home Depot does not allow balance transfers, and the minimum interest charged is $2.
Hence, if you miss a credit card payment, you’ll be charged a late payment fee of up to $40.
Thus, for a bounced card check fee, you’ll be charged a returned payment fee of up to $41.
Card Foreign Transaction Fee
The card is a store card. That is to say, it can only be used at the location.
Hence, the card can’t be used outside the Home Depot. Also, it has no foreign transaction fee.
Card Security Deposit
The card is an unsecured card for those with fair credit scores.
Hence, you do not need a security deposit, collateral, or upfront payment to apply for this card.
Card consolidation
There’ve been cases where customers have combined their cards into one.
For instance, if you have two different Home Depot cards, you consolidate them into one.
Well, the truth is that you can consolidate your credit cards but not your gift cards.
Final Verdict
Finally, this article is a complete guide to all you need to know about the card.
However, for any questions about the card, drop them in the comment.
Hence, thank you for reading, and also check out other posts.
Reference Links
Card Application Virtual Guide Page
Credit Card Pre-Qualification Page
Frequently Asked Questions (FAQs)
How much is a Home Depot credit card limit?
The minimum credit limit for the Home Depot Card is $300. However, some cardholders have reported having credit limits as high as $25,000.
What bank is the Home Depot credit card with?
Citibank is responsible for issuing and distributing the card.
What credit score do you need for a Home Depot credit card?
Home Depot is for those with fair credit scores. Hence, you’ll need a credit score of 640 and above to get approved for this card.
Is a Home Depot credit card instant?
If you apply for the Card online, it takes 7 to 10 business days to get approved.
Hence, if you get approved, you will get your new card in the mail within two weeks.
Citi Bank is the company that issues the card.
Can I apply for a Home Depot card online?
Yes. You can either apply for a card online or in person. Either way, you have to reside in the United States.
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