Best Buy offers a reward and financing program that rewards you for product purchases.
Thus, it has two credit card options that offer you access to a world of perks and rewards.
Hence, this company has a store credit card and a visa credit card for its trustworthy customers.
Looking for a new phone, TV, or appliance? The Best Buy has it all! Started as an audio store in 1966, this company has grown into a leading electronics retailer worldwide. They sell products and services through stores, online, and call centers. It earned $46.3 billion in global sales in 2022.
All BestBuy electronics stores accept this card, and Citibank is the issuer. It has a good credit card rating, its normal APR rate is 25.74%, and the cash advance APR rate is 28.24%. The cash advance fee for a minimum of $10 is 5%, and the minimum interest charge is $2.
There will be a fine for returned payments and a late payment of up to $37. The user does not pay any annual fees. A simple credit card login will grant you access to this card.
Now, let’s get started. Going forward, we will take a detailed look at the following broad topics that will help you grasp the concept of this topic:
Login to Your Best Buy Account Online
All account holders can access their accounts using the link below.
Customer Service: How to Pay Bill Online and By Phone
Call this Card customer service phone number for your payment and any technical help you could need: 1-888-574-1301. This phone number is available 24 hours a day, 7 days a week.
Payment Address
Those who can’t call can use the address below to post their payment. But conditions are attached to avoid late payments.
Payment Service
My Best Credit Card Payment
PO Box 9001007
Louisville, KY 40290-1007
Other Review
It offers a reward and financing program that rewards you for product purchases.
Thus, it has two credit card options that offer you access to a world of perks and rewards.
Hence, it has a store credit card and a visa credit card for its trustworthy customers.
Having said that, the store credit card offers you rewards on purchases made at any of the stores only.
Whereas, the Visa card offers you rewards on purchases at any of the stores. And also at other stores that accept Visa cards.
For more information on the store card and visa card, visit the Card Page.
In this article, we will tell you how to access your card account online.
Thus, we will also show you how to pay your card bills via several payment methods.
Still, we will guide you through several ways you can contact customer service.
That’s not all; we will also provide you with other important information about the card.
However, note that both store cards and its visa cards are issued by Citibank.
That being said, let’s discuss how you can access your Best Buy card account online.
Best Buy Credit Card Login
To sign into your card online account, you’ll have to contact Citibank.
Hence, in this section, we will be discussing the best-buy account login. So, if you don’t know how to access your account online, this article is for you.
Thus, the steps below will guide you on how to access your credit card account online:
To begin, visit the Login Page using your favorite web browser.
Once you’re in, enter the user ID and password linked to your online account.
Then, select the sign ‘on’ button to access your card account online.
Now, you can manage your card account and view your card statement.
Retrieve the user ID.
To recover your account user ID, click on the ‘Retrieve User ID’ link.
Then, enter the name on your card as it is.
Next, enter the last 4 digits of your SSN and your phone number.
After that, select the ‘Verify’ button and follow the on-screen prompts to retrieve your user ID.
Reset Password
If you forgot the password for your credit card account, this article will be a good help to you.
Hence, in this section, we will tell you how to reset your card password.
Thus, follow the prompts below to update your card password:
First, select the ‘Reset Password’ link to begin.
Next, choose to verify your account with or without your card.
Hence, to verify your account with your card, select the yes option.
After that, enter your best-buy card number and the name on your card as it appears.
Now, enter your credit card security code and the last 4 digits of your SSN.
Once you’ve done that, select the ‘Verify’ option. Then, follow the on-screen instructions to change your card password.
Credit Card Login Problems
If you have credit card login problems or can’t log in to Best Buy, call customer service.
Hence, you can call customer service at 1-888-574-1301 as a My credit cardholder.
However, if you’re a Visa cardholder, call customer service at 1-888-574-1301.
Thus, you can call these numbers if you have issues troubleshooting your card login page.
Card Login Help
If you need help logging in to your card, this article will guide you.
Hence, you can call Card Customer Service for credit card login help.
Thus, you can call Card Login Support at 1-888-574-1301 for My Credit Cardholder.
Hence, if you’re a Visa cardholder, call customer service at 1-888-574-1301.
Best-Buy Card Payment
Don’t know how to make a credit card payment? This article will help you greatly.
In this section, we will teach you,, with easy steps, how to make the payment.
Hence, below are several payment methods to help you pay your card bills:
Online Payment
To make a best-buy payment online, you’ll have to access your credit card online account.
Hence, visit the Login Page using a web browser to begin.
Once you’re in, enter our online account username and password.
Now, select the “Sign On” button to access your card account online.
After that, follow the on-screen instructions to complete your credit card payment online.
Payment by phone
You can also pay your card bill over the phone. Hence, if you’re a store cardholder, call 1-888-574-1301 to clear your credit card dues.
Thus, below are its service hours:
- Mon-Tues: 9 a.m.–9 p.m.
- Wed-Fri: 9 a.m.–9 p.m.
- Sat: 8 a.m.–8 p.m.
- Sun: 8 a.m.–6 p.m.
But if you’re a Visa cardholder, call customer service at 1-888-574-1301 to pay your bills.
However, this service is available 24 hours a day, 7 days a week, 365 days a year.
Payment by mail
To pay your store credit card bills via mail, send your payments to:
My Best Credit Card Payments
P.O. Box 9001007
Louisville, KY 40290-1007
Hence, to pay your visa card bills via mail, send payments to:
My Visa Card Payments
P.O. Box 78009
Phoenix, AZ 85062-8009
However, for overnight delivery or express payment via mail, send payment to:
Attn: Consumer Payment Dept.
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213
Best Buy Card Payment Due Date
Your credit card payment due date is at least 25 days after each billing cycle.
Hence, you can check your monthly statement to find your best purchase payment due.
Thus, this monthly statement also includes the minimum amount you must pay by the due date.
Although you can choose to pay more than the required minimum amount,
Customer Service
In this section, we will provide you with the best customer service information.
Hence, below are ways to contact Card Customer Service:
Phone Number
If you need help with technical issues, call customer care at 1-888-738-4624. However, for TTY, dial 711 or call another relay service.
Hence, outside Canada, Puerto Rico, and the U.S., you can call collect at 1-423-467-6543.
But if you want to pay your credit card bills over the phone, call 1-888-574-1301 for store cardholders.
Thus, visa cardholders should call 1-888-574-1301 to pay their card bills.
Mailing Addresses
To contact Card or Visa Card Customer Service via mail, send your mail to:
P. O. Box 790441
St. Louis, MO 63179-0441
However, to pay your store credit card bills via mail, send your payments to:
My Best Credit Card Payments
P.O. Box 9001007
Louisville, KY 40290-1007
Hence, to pay your visa card bills via mail, send payments to:
My Visa Card Payments
P.O. Box 78009
Phoenix, AZ 85062-8009
Thus, for overnight delivery or express payment via mail, send payment to:
Attn: Consumer Payment Dept.
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213
Online
You can also contact Best Buy customer service online. Hence, visit the Best Buy Login Page to begin.
Next, enter our best-buy online account username and password.
Then, click on the “sign ‘on” button to access your Best Buy card account online.
Once you’re done, follow the on-screen prompts to contact Best Buy customer service online.
However, visit the Best Buy Customer Support Page for more information.
Best Buy Card Rewards
Best Buy has a reward program with special credit card rewards for cardholders.
Hence, you can get a 5% back reward for every $100 spent at Best Buy with your card.
Also, you can earn rewards from premium brands like Beats, Apple, and Thermador.
Thus, you can enjoy bonus rewards and a lot more all through the year as a cardholder.
That’s not all; Best Buy also allows you to save your points earned to redeem them when you’re ready.
Still, you can also enjoy flexible, low monthly payments and access to many account plans.
Best Buy Card Benefits
As a Best Buy cardholder, you’re free to enjoy all Best Buy advantages.
Hence, Best Buy Card has a lot of credit card benefits for both store card and visa cardholders.
Thus, with your Best Buy store card, you can get a 5% back reward for every $100 spent at Best Buy. Also, you can have quick access to Best Buy’s flexible financing options.
However, as a visa cardholder, you have more credit card benefits and best-buy perks to enjoy.
With your Best Buy Visa Card, you can get 3% back in rewards on approved gas purchases.
Also, you can get 2% back in rewards on grocery purchases, dining, and takeout purchases.
Still, you can also get 1% back in rewards on other purchases made where Visa cards are accepted.
That’s not all; you can also enjoy all the benefits available to Best Buy store cardholders.
Best Buy Card Annual Fee
The Best Buy Store Card and Visa Credit Card annual membership fee is $0.
Hence, if you’re a Best Buy Visa Gold Cardholder, the annual membership fee is $59
Best Buy Card Interest Rate
The best-buy store card APR for purchases is 31.49%, and it varies based on the prime rate.
However, the visa card’s APR for purchase and balance transfer is 31.49%, and it varies.
Hence, the APR for Best Buy card cash advances is 29.99%, and it varies based on the prime rate.
Best Buy Card Credit Limit Increase
The credit limit for your card is usually sent to you via your email address.
Hence, you can also find your card credit limit on your billing statement.
However, to increase your credit limit, call customer service at 1-888-574-1301.
Once you’ve done that, speak with the customer service rep to request a credit limit increase.
Balance Transfer
To make a best-buy balance transfer, your transfer must be made within 120 days. Also, the fee charged for a balance transfer is $15, or 5% of the amount of each transfer.
Hence, the APR for balance transfers is 31.49%, and this APR varies based on the prime rate.
Card Application
- To apply for the card, visit the Card Application Page.
- Once you’ve opened the page, select the ‘Apply Now’ button to begin the process.
- Next, sign into your card account using the email and password linked to your account.
- Once you’ve done that, follow the prompts on your screen to apply for a card.
Hence, you can sign into your account with your Apple or Google account.
- However, if you don’t have an account, open the ‘Create an account’ link to create one.
- Now, enter your first name, last name, and email address.
- Next, create a password and re-enter your password to confirm the password.
- After that, enter your phone number and select ‘Create an Account’ to create an account.
- Once you’ve done that, follow the prompts on your screen to apply for a card.
Hence, you can also sign into your account with your Google account.
Card Pre-Approval
To check your credit card pre-approval status, log into your online account.
Then, enter your user ID and password to access your credit card account online.
Now, follow the prompts on your screen to check your card pre-approval status.
Fraud/Stolen
If your card is lost or stolen, call customer service at 1-888-574-1301 to report your card.
Hence, if you notice any credit card fraud on your Best Buy card, call 1-888-574-1301 to report your card.
Summary
In summary, this article contains all you need to know about cards.
Hence, if you have any questions about the card, let us know by dropping them in the comment.
That being said, thank you for reading, and also check out other posts.
Reference Links
Frequently Asked Questions (FAQs)
What is the starting limit for the Best Buy credit card?
It did not make its starting credit limit open to the public. Hence, the card may offer higher limits to those with a good credit score.
However, factors like your annual income and debt record can also affect your credit limit.
Can I withdraw money from my Best Buy credit card?
Of course, you can. Hence, you can withdraw cash advances at any ATM that accepts Visa.
All you have to do is insert your card into the ATM and enter your PIN.
After that, select the cash advance option and enter the amount.
Once you’ve done that, collect the cash and your card.
What can you buy with the Best Buy credit card?
With the store card, you can buy anything using your card at any of the company’s locations.
Hence, if you’re a Visa cardholder, you can make purchases with your card anywhere Visa is accepted.
What credit score is needed for a Best Buy credit card?
With a credit score of 640, you can apply for and get approved for the store card.
However, for the visa card, you’ll need a credit score of at least 700 to get approved.
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