This Credit Card is designed for frequent Costco shoppers.
This Credit Card by Citi offers cardholders interesting perks and rewards. Hence you can earn 4% cash back on gas and EV charging up to $7,000 spent yearly. After your first $7,000 in this category, you can still earn 1% afterward.
Also, you can get 3% cash back on restaurants and travel, including Costco travel. That’s not all, you can also get 2% cash back on all purchases from Costco and Costco.com. And 1% cash back on all other purchases outside Costco and Costco.com.
In this article, we will tell you all you need to know about the Costco Anywhere Visa Credit Card.
Hence, make sure you read through properly to get every info that will be spilled out in this article.
Having said that, let’s dive into what we have for you today.
Costco Anywhere Visa Credit Card
This credit card from Citi is designed for Costco members. Hence, if you shop often from Costco you might want to apply for this card.
The Costco Anywhere Visa Credit Card has a variable APR of 20.49% and it also has a $0 annual fee.
Also, this card has no foreign transaction fees. And, it offers damage & theft protection to cardholders.
That’s not all, this credit card also offers car rental insurance and other exciting benefits.
Hence, you can earn 4% cash back on gas and EV charging up to $7,000 spent yearly.
After your first $7,000 in this category, you can still earn 1% afterward. Also, you can get 3% cash back on restaurants and travel, and this includes Costco travel.
Still, you can also get 2% cash back on all purchases from Costco and Costco.com. And also, 1% cash back on all other purchases outside Costco and Costco.com.
Pros and Cons of Costco Anywhere Visa Credit Card
Here are the Pros and Cons of the Costco Anywhere Visa Credit Card.
Pros
- No annual fee.
- High rewards of bonus categories.
- No foreign transaction fees.
- This Card can be used as your Costco membership ID.
Cons
- Requires Costco membership to get this card.
- You can only get bonus rewards on gas and EV charging when you spend up to $7,000 yearly.
- No intro offer
- High APR
- Rewards are only redeemed at Costco via an annual certificate
Costco Anywhere Visa Credit Card Fees and Rates
- APR for Purchases: 20.49% (Varies based on Prime Rate).
- APR for Balance Transfers: 20.49% (Varies based on Prime Rate).
- Penalty APR: 29.99% (Varies based on creditworthiness).
- APR for Cash Advances: 29.99% (Varies based on Prime Rate).
- Annual Fee: No annual fee.
- Balance Transfer fee: $5 or 5% of the amount of each transaction.
- Cash Advance Fee: $10 or 5% of the amount of each transaction.
- Foreign Purchase Transaction Fee: None
- Late Payment Fee: Up to $41
- Returned Payment Fee: Up to $41
Costco Anywhere Visa Credit Card Application
These steps will help you access your Costco Anywhere Visa Card account online:
First, https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card on a browser.
Next, select the Blue ‘Apply Now button’ in the middle of the page.
Now, type in our Membership Number and fill in your info.
Hence, provide your First Name, Middle Initial, and Last Name. Also, provide your Home Address, SSN, and Date of Birth.
Next, select your country of citizenship. Then, type in your Mobile Phone Number and Email Address.
After that, fill in your financial info and go through the terms and conditions
Once your clear, hit the blue ‘Agree & submit’ button to sign up for a new card.
What Credit Score Do You Need For the Costco Anywhere Visa Card?
To apply for this credit card, you must have a great credit score. Hence, the credit score needed to apply for this card varies. But you need to have a credit between 740 to 799 or even higher to apply for this card.
Conclusion
To sum it up, we believe this article contains useful info about the Costco Anywhere Visa Card.
Hence, if you have any questions about Costco Anywhere Visa Card, leave a comment below.
Having said that, thank you for reading!
Frequently asked questions (FAQS)
Can I use the Costco Anywhere credit card outside of Costco?
Of course, you can. This card is accepted anywhere that Visa Cards are accepted.
Does the Costco Anywhere credit card charge an annual fee?
NO! The Costco Anywhere credit card has no annual fee.
Must you have a Costco membership to get the Costco Anywhere Visa?
For sure! You must be a Costco member to get the Costco Anywhere credit Card from Citi. Hence, Costco membership starts at $60 a year.