Citi Custom Cash Select Travel – What Purchase Can Earn 5% Cash Back on Travel?


In the world of credit cards, one size does not just fit all. Each person’s spending habits, tastes, and lifestyle differs, and that’s where the Citi Custom Card comes in.

The Citi custom card offers a level of personalization, that allows cardholders to tailor their card to fit their style and needs. Without wasting more time, let’s learn more about Citi Custom Card in this article.

About Citi Custom Cash℠ Card

Citi Custom cash card is a unique cash back that has no annual fee. It offers consumers the ability to enjoy up to 5% back on spending category every billing cycle on up to the first $500 spent.

If you are new to credit card, or you need a card that help maximize your spending that don’t fit into other traditional perk groups, you may want to include this credit card to your wallet.

There is no annual fee for Citi Custom Cash Card. Note that while you earn 5% on Citi Custom Cash℠ Card, it includes everyday categories like groceries and dining. But if your purchase pattern changes, you may be go for a more flexible and possibly more lucrative 5% cash back card.

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Citi Custom Cash℠ Card rates and fees

  • Get $200 cash back when you spend up to $1,500 on purchases in the first 6 months when you open the account. This bonus offer will be done as 20,000 Thank You Points, and can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. Then, 19.24% – 29.24%, will be the variable APR based on your resources.
  • Get 5% cash back on spending in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back after Likewise, enjoy unlimited 1% cash back on every other purchases.
  • Citi will issue just one Citi Custom Cash℠ Card account for a person.
  • There is no annual fee

Pros and Cons of Citi Custom Cash℠ Card


  • Zero annual fee
  • Intro APR Period
  • 5% bonus groups


Benefits and Bonus

Citi custom cash allows you to enjoy up to 5% back on spending category every billing cycle on up to the first $500 spent. Also, every card holder can enjoy 5% cash back rate in one of 10 fixed perk groups:

  • Gas stations
  • Select travel
  • Restaurants
  • Select transit
  • Drugstores
  • Grocery stores
  • Live entertainment
  • Streaming services
  • Fitness clubs
  • Home improvement stores

Who is this card for?

There are several credit card that gives bonus reward on dining, travel, and groceries. These purchases take up a huge part of consumer’s budget. But, what happened to the purchases that does not fit into these groups.

That’s where Citi Custom Cash card comes to fill the gap.

If you are thinking of getting Citi Custom Cash Card, you may be curious of what “select travel” purchase category has and does not have when earning 5% reword on the purchases.

According to Citi, select travel for Citi Custom Cash card include hotel, travel agency purchases, airline, and cruise line. It is also reported that it includes Airbnb, but that has not been confirmed.

Also, Citi stated that select travel for Citi Custom Cash card does not include boat leases and rentals, timeshares, real estate agencies, campgrounds and trailer parks.

In the case of “Select transit” for Citi Custom Cash Card defines it to include the following:

  • Car rentals
  • Passenger railways
  • Bridge and road tolls
  • Ferries
  • Parking lots/garages
  • Motor home and recreational vehicle rentals
  • Taxis/limousines/car services
  • Bus lines
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Also, it is reported that Uber and Lyft is under Select Transit, but it has not been confirmed.

The Other 5% Eligible Categories

Including in Select Travel and Select Transit is Grocery stores, Gas stations,    Drugstores, Live entertainment, Restaurants, and more.

Also, you will enjoy up to 5% back on spending category every billing cycle on up to the first $500 spent, and then 1% cash back. You will enjoy 1% cash back on every spending that are not included in your top qualify purchase category.

Frequently Asked Question

What is select travel for Citi?

Select travel is defined as hotel, travel agency purchases, airline, and cruise line.

How do I get my Citi cash back?

  • First, Login to the Citi Mobile® App.
  • Click on “Cash Rebate”.
  • Key in the amount or use the slider to select the amount of Cash Rebate to redeem.
  • When confirmation successful redemption, a statement credit will be reflect in your next statement of account.