Chase Sapphire Preferred Credit Card Review

Chase Sapphire Preferred Credit Card Review

Features

It is a credit card issued by Chase bank. Chase Sapphire Preferred Credit Card Online can be used at Airfare, Hotels, and everywhere Visa is accepted. It has good credit card requirements and no introductory APR rate is charged. The normal APR rate varies from 16.24 – 23.24 and no annual fees are charged. Its cash advance APR rate is N/A. The cash advance fee is N/A, with no annual charges of for the first year $95.

Table of Contents

Benefits

– Customers will receive 20% off on travel purchases

– Customers will receive rewards points on registering as an

authorized user

– Customers can receive over 50,000 bonus points on every purchase worth $4,000 in the first 4 months of opening an account

– The chip-enabled enhanced security system

Application criteria

–Users must be at least 18 years of age.

– Also, Users must be a resident of the United States.

– Users have a valid social security number.

How to apply

– Visit the homepage (Chase Sapphire Preferred Credit). Scroll to the ‘apply today’ button and click it.

– You will be required to enter the following data; First Name, Middle Name, Last Name, Mailing Address, City, State, Zip Code

Read the terms and conditions and confirm that the software equipment is accurate.

How to check the status

those who are interested in checking their application status should call the company at 1-800-935-9935 and provide their account reference number.

Cancel credit card

Call 1-800-935-9935 to close the account.

Chase Sapphire Preferred Credit Card Online

To be able to manage your credit card online, visit the homepage (chase.com) of Chase Sapphire.

then click on the “Sign In” section towards the top right of the

web page.

Here the user is required to enter their username and password in the white boxes below and then press “Sign In”. If the data provided are correct you will be navigated to your credit card account dashboard where you will have total access to your account activities.

Forgot password

Card users that forgot their password should select the ‘forgot password’ at the bottom of the login page of the bank.

Enter your username on the page you will be transferred to and provide the requested security information in the spaces provided and click ‘submit’ to get a new password.

Make Payment

Once logged in, click on the “Payment” button on the account dashboard

Activate card

Call customer service at 1-800-935-9935 to activate the account and provide the required card details.

Customer service

Call 1-800-935-9935 to get to a customer care agent.

Chase Sapphire Preferred is a unique card that offers you an unusual amount of value for the price.

It is a good choice for both frequent flyers and occasional travelers. The card comes with a good rewards program and a huge sign-up bonus. You’ll also enjoy some of the most generous travel insurance benefits you’ll get for a card with an annual fee of less than $100.

Unique Benefits

Offers travel redemption options that enable you to get more out of your card. Once you use your points to book travel via Chase’s Ultimate Rewards site, you get rewarded with a 25% redemption bonus.

Redeeming your points for travel gets you a significant value out of Chase’s Ultimate Rewards points than you would with a typical credit card rewards point.

This card current offer is one of the best sign-up bonuses. It is worth up to $750 when redeemed for travel on Chase’s online platform.

Primary rental car collision insurance.

Trip delay protection

Trip cancellation and interruption insurance

Baggage delay insurance.

Downsides

Offers bonus rewards in a few categories

No travel credits.

Sign Up Bonus

Spending $4,000 within three months of opening your new Chase card, gives you 60,000 bonus points. Also if you redeem your points for airfare, hotel bookings, car rentals. You can also do so with cruises via Chase’s Ultimate Rewards travel site, you stand a chance of earning a $750 worth of free travel.

Who Benefits More From Chase Sapphire Preferred Card?

You benefit more if you’re a frequent flyer or avid miles collector with good to excellent credit. There are bonus points on travel and dining, which you have the option of transferring on a one-to-one basis to a variety of partner airlines and hotel chains. Occasional travelers can also tap in and benefit from this card as they make use of the card’s sign up bonus in the first year.

Commuters are not left out, as they can also benefit from the card’s double points for bus and train fares, tolls and parking.

How to Redeem Rewards

Note, the value of your points vary, based on how you use them.

Book airfare, cruise, hotel, and rental car purchases via Chase Ultimate Rewards to get an instant 25% bonus for every $1 you redeem.

Redeem points for cash and get 1 cent back for every point you’ve earned. Points can also be redeemed for gift cards, event tickets, or Apple products for 1 cent each. If you use points to shop at Amazon.com, then they’ll be equivalent to 0.8 cents each.

Transferring Points

If you transfer your points to one of Chase’s 12 airlines, and hotel partners, like United Airlines, JetBlue, Southwest Airlines and Hyatt, at a 1:1 ratio you’ll get more value out of your points.

Making The Most Out Of Chase Sapphire Preferred Card

You can use your Ultimate Rewards points on travel purchases that you can purchase via Chase’s Ultimate Rewards site or from an airline or hotel partner. Also using the Ultimate Rewards site to book car rentals and cruises gives you a redemption bonus.

Security Features

The card offers standard credit card security features.

Chase Sapphire Preferred Card has earned a fairly good reputation from customers and can be given a try if it appeals to you.

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