Visa is known for its amazing branded credit card collection. Hence, if you love Visa credit cards this guide is all you need.
In this guide, we will provide you with a list of the Top Visa Credit Card for August 2023.
Thus we will tell you the Best Visa Credit Cards for Travel, Fair or Bad Credit, and Small Businesses. As well as the Best Visa Credit Cards for big Retailers
So, if you need of a Visa Credit Card that will suit your needs, this guide is all you need.
Having said that, let’s list the Best Visa Credit Cards for August 2023.
Best Visa Credit Cards for Travel
This is a Visa Credit Card from Chase. This card comes with 60,000 bonus points for new cardholders.
Thus, to get this offer, you must spend 4,000 USD on purchases in the first 3 months as a new cardholder.
Also, you can use your credit card to get 5x points on travel bought via Chase Ultimate Rewards.
That’s not all, you can also get 3x points on dining, streaming service, and grocery purchases.
Hence, you can get 2x on other travel purchases and 1x points on all other purchases made with your card.
However, this card has a high annual fee of $95 and a variable APR of 21.49%–28.49%.
For more info, visit https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred.
The next Visa Credit Card on this list is the Capital One Venture X Rewards Credit Card.
This card offers 75,000 Miles to its new cardholder. But to get these miles they must spend $4,000 on purchases within the first 3 months as a new cardholder.
Hence, this card also offers 10,000 bonus miles each year on the cardholder’s first anniversary.
With this card, you can also get 300 USD as an Annual Travel Credit. As well as 100 USD for TSA PreCheck Credit or Global Entry.
Also, you can get 10X Miles on hotels and cars booked via Capital One Travel. And also 5X Miles on flights booked with Capital One Travel.
Finally, you can also get 2X Miles on all daily purchases made with your Venture X Rewards Credit Card.
However, the Venture X Rewards Credit Card has a high APR of 21.99% – 28.99% (variable) and an annual fee of $395.
Thus, visit https://www.capitalone.com/credit-cards/venture-x for more info.
The last Visa Credit Card for this session is the Chase Sapphire Reserve Credit Card.
This card has a welcome offer of 60,000 bonus points for its new cardholder. However, new cardholders must spend 4,000 USD on purchases in the first 3 months to get this offer.
Also, they can get 5x points on flights and 10x points on Hotels and Card booked from Chase Ultimate Rewards.
Thus, you can also get 3x points on dining. And also, 10x points on Chase Dinning Purchases using the Ultimate Rewards.
Hence, this card has a high annual fee of 550 USD and charges 75 USD for each extra user. It also has a high variable APR of 21.49% to 28.49%.
However, visit https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve for more info.
Best Visa Credit Cards for Fair or Bad Credit
The First Visa Credit Card for this session is the Open Sky Secured Visa Credit Card.
This credit card is a secured credit card that helps build your credit. Hence, you can apply for the Open Sky Secured Visa Credit Card without a credit check.
However, this card has an annual fee of $35. Yet, you can have a credit limit of $3,000 when you make a security deposit of $3,000.
Thus, visit https://openskycc.com for more info.
The last Visa Credit Card for this session is the Mission Lane Visa Credit Card.
This Credit card is best for credit building and rebuilding. Hence, this card has a $0 to $59 annual fee depending on your credit score.
Hence, you can check if you’re qualified for this card by visiting this link below:
Thus, this process has no negative impact on your credit score. However, you can visit https://www.missionlane.com for more info.
Best Visa Credit Cards for Small Business
The first Visa Credit Card for this session is the Ink Business Preferred Credit Card.
This card has a welcome bonus of 100,000 bonus points. However, you must spend $8,000 in the first 3 months as a new cardholder to get this bonus.
Hence, you can also get 3X points for each dollar spent on the first $150,000 spent in joint purchases.
Thus, you can also get 5x points on Lyft Rides and 1x Points on every dollar spent on other purchases.
However, this card comes with a high annual fee of $95 annual fee and a variable APR of 21.24%–26.24%.
For more info, visit https://creditcards.chase.com/business-credit-cards/ink/business-preferred.
Other Visa Credit Cards for Small Business
- Ink Business Unlimited Credit Card
- Ink Business Cash Credit Card
- S. Bank Business Platinum Visa Card
Best Visa Credit Cards for Major Retailers
The first Visa Credit Card for this session is the Amazon Rewards Visa Signature Card.
This card offers new cardholders an instant $100 Amazon Gift Card.
Hence, they can also get 5% cash back on travel purchases via Chase with a Prime membership.
Thus, with this card, you can get 5% cash back at Amazon.com. And also Amazon Fresh, and Whole Foods Market.
That’s not all, you can also earn 2% cash back on local transit, at gas stations and restaurants.
Also, you can get 1% cash back on all other purchases as a Prime Visa cardholder.
However, this card has a high APR of 19.24%–27.24%. Yet it charges $0 for an annual fee.
For, more info, visit https://creditcards.chase.com/cash-back-credit-cards/amazon-prime-rewards.
Finally, the last Visa Credit Card for this session is the Costco Anywhere Visa Card by Citi.
This card from Citi offers 4% cash back on gas purchases and EV charging on up to $7,000 spent yearly.
Hence, you can get 2% cash back on all purchases from Costco and Costco.com. As well as 3% cash back on restaurants and travel, alongside Costco travel
Finally, you can also get 1% cash back on all other purchases made outside Costco or Costco.com.
However, this Visa Credit Card has a variable APR of 20.49% and a $0 annual fee.
For more info, Visit https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card.
Summary
To Sum up this article, we’ve provided you with a list of the best Visa Credit Cards for Travel and Fair or Bad Credit. As well as the Best Visa Credit Cards for Small Businesses and big Retailers.
However, if you have any questions about this article, leave them in the comment section.
Having said that, thank you for reading!