If you were to choose one credit card from the hundreds of credit cards in the market, which would it be?
Well, in this article, we will tell you our best overall credit card for 2023. So, if you’re to choose just one credit card for 2023, this card is worth it.
Thus, our best overall credit card for 2023 is the Sapphire Preferred Card from Chase.
This card offers an attractive welcome bonus with other amazing rewards to cardholders.
Hence, make sure you read through to find out more about this credit card.
Having said that, let’s brief you about the Sapphire Preferred Card from Chase.
Best Overall Credit Card
The Sapphire Preferred Card offers a one-time welcome bonus of 60,000 points.
However, to get this bonus, you must spend a min of $4,000 on purchases using your new card in the first 3 months.
Hence, the 60,000 points are worth $750 toward travel when you redeem them via the Chase Ultimate Rewards.
Thus, you can also, get $200 in extra partnership benefit value with your Card.
Also, you can earn $50 in statement credit for every account anniversary year. That’s not all, you can also earn 5x points on travel booked directly from Chase Ultimate Rewards.
And also, get 3x points on dining, and approved streaming services. And also on online grocery purchases.
Still, you can get 2x points on other travel orders. As well as 1 point for each dollar spent on other purchases using your Sapphire Preferred Card.
Hence, this card also offers other exciting rewards like; Travel & and purchase coverage.
Thus, it charges $0 for foreign transactions and offers 24/7 access to your account with ease.
However, this card has a very high annual fee and APR. Hence, the APR for this card is between 21.24% and 28.24% and the annual fee is $95.
For more info, visit https://creditcards.chase.com/
Here are some rewards of the Sapphire Preferred Card:
- Welcome bonus of 60,000 points.
- $50 in statement credit for every account anniversary yearly.
- 5x points on travel booked directly from Chase Ultimate Rewards.
- 3x points on Dining approved streaming services, and online grocery purchases.
- 1 point for each dollar spent on other purchases using your Sapphire Preferred Card
- $0 foreign transactions fee.
- 1:1 Point Transfer (Transfer points to top travel programs at 1 to 1 value).
- 5x points on Lyft rides.
- 6 months of complimentary Instacart+ delivery.
- Complimentary access to DashPass.
- 5x total points on Peloton purchases of up to $150.
Where Is the Sapphire Preferred Card Accepted?
Well, this Credit card is accepted anywhere Visa credit cards are accepted.
Sapphire Preferred Card Approval Odds
To get approved for the Sapphire Preferred Card, you’ll need a credit score of 700 or above.
Hence, you will also need a min of one year of credit history to get this card. Thus, the higher the credit score, the higher the chances of approval.
Sapphire Preferred Card Application
You can sign up for this credit card in two ways. Hence, you can sign up for this card as a Chase account holder or as a guest.
As a Chase Account Holder
To sign up for the Chase credit card as a Chase account holder, visit the link below:
Once you’ve opened this link, select the blue button that says ‘Sign in to apply faster’.
Now, provide your username and password to sign into your Chase account.
After that, follow the prompts on your screen to apply for the Sapphire Preferred Card.
As a Guest
If you don’t have a Chase account, you can still apply for this credit card. To do that, visit https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred
Next, select the green button that says ‘Apply as a guest’.
Now, provide the following details:
- First name.
- Middle name.
- Last name.
- Suffix (if any).
- Date of birth.
- Mother’s maiden name
Once, you’ve provided this info, select your Tax ID type from the drop menu and provide the info.
Next, select your address type from the drop menu and provide the details.
After that, select your state and enter your phone number. Then, choose your type of residence, and employment status. Now, provide your gross annual income.
Once you’re done, read through the terms and conditions and select the ‘Submit’ button.
Other Credit Card options
- Venture Rewards Credit Card
- Sapphire Reserve Card
- Venture X Rewards Credit Card
- The Gold Card from American Express
- Savor Cash Rewards Credit Card
- Premium Rewards credit card
- Quicksilver Cash Rewards Credit Card
To sum it up, if you were to choose just one card from other credit cards, we suggest you go with this card.
The Sapphire Preferred Card offers an attractive welcome bonus and other amazing rewards.
Hence, it is worth going for and deserves a place in your wallet.
If you have any questions about the Sapphire Preferred Card, let us know in the comment below.
Having said that, thank you for reading!