Best Credit Cards for Large Purchases  (2023)

If you have a party or wedding to plan and will be buying things in large quantities, this article is for you.

Thus, if you have large purchases to make you’ll need a credit card that offers great rewards.

Hence, these credit card comes with amazing rewards on large purchases. Also, they have a fair annual fee and an intro bonus that makes them worth having.

In this article, we will be listing the best credit cards for large purchases for 2023.

So, if you have a large purchase to make, this article is the perfect guide for you.

Having said that, make sure you go through this article for all the useful info that will be shared.

With that in mind, let’s list the best credit cards for large purchases for 2023.

Best Credit Cards for Large Purchases

If you want to make a large purchase, then you need the Chase Sapphire Preferred Card.

This card comes with an attractive welcome bonus of 60,000 bonus points for new cardholders.

However, to get this bonus you must pay a price. Thus, to get this bonus, you must spend at least $4,000 on purchases in your first 3 months.

Also, if you’re a cardholder, you’ll get $50 on your account anniversary every year.

But, please note that this reward comes in the form of statement credits.

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Having said that, you can also earn the following using your Sapphire Preferred Card:

  • 3x points on dining at the restaurant and this includes takeout, and dining out. And also delivery services.
  • 3x points on online grocery purchases from the supermarket. But, you can get this reward at Walmart, Target, and wholesale clubs.
  • 3x points on streaming services and 2x points on all travel purchases made using your card.
  • 5x points on travel bought from Chase Ultimate Rewards and 1 point for every other purchase.

Hence, note that there is a $95 annual fee linked to this card. And also a variable APR of 21.24% to 28.24% on purchases and balance transfers.

For more info, visit

If you have plans of making a large purchase from Amazon, the Prime Visa Card is a sure plug.

It rewards new cardholders with a $100 Amazon Gift Card on approval with Prime membership.

Hence, you can enjoy these rewards without any annual fees or foreign transaction fees.

Having said that, you can also enjoy the following as a prime visa cardholder:

3% cash back on purchases from, Amazon Fresh in-store and online, and at Whole Foods Market.

But, with an approved Prime membership, you can get 5% cash back in these categories.

Also, you can get 3% cash back on Chase Travel purchases. But, with a Prime membership, you’ll get 5% cash back on Chase Travel purchases.

Thus, you can also get 2% cash back at gas stations, restaurants, and on local transit and traveling.

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Lastly, you can get 1% cash back on all purchases made with your card anywhere Visa is accepted.

However, the prime visa card has a variable APR of 19.24%–27.24% on purchases and balance transfers.

Thus, visit for more info.

The Freedom Unlimited Card is a must-have if you love making bulk orders. This credit card comes with great rewards and perks for large purchases.

Hence, it offers an amazing reward of a $200 cash-back bonus for new cardholders

But, you can only get this bonus if you spend at least $500 on purchases in your first 3 months.

Also, you can enjoy a 0% APR for 15 months as a new cardholder and pay a $0 annual fee for this card.

Having said that here are some rewards you can get as a Freedom Unlimited Cardholder:

  • 5% cash back on purchases at the gas station on up to $6,000 spent in your first year.
  • 5% on travel booked from the Chase Ultimate Rewards.
  • 3% on dining at restaurants and drugstore purchases.
  • 5% on all other purchases made using your Freedom Unlimited Card.

Hence, visit for more info.

This Business credit card also offers unique rewards for bulk buyers. So, if you want to place a large order, you need this credit card.

It rewards new cardholders with a welcome bonus of $1,000 bonus cash back. However, to get this reward, you must spend up to $10,000 on purchases in your first 3 months.

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Aside from that, you can also get employee cards for free without spending a dime.

However, this card has a $195 annual fee and an APR of 19.49% to 27.49% on balance transfers. And also on purchases

Having said that there are other rewards you can get from using this credit card:

  • 5% cash back on large purchases of up to $5,000 or more.
  • 2% cash back on all other business-related purchases
  • Earn 5% cash back on Lyft Rides with your Chase Ink Premier card.

Thus, visit for more info.

Other Credit Cards Option for Large Purchases

Last Word

In summary, we believe this article was helpful. And contains info on the best credit card for large purchases.

So, if you love making bulk purchases, this article will help you choose the right credit card for you.

Hence, for any questions about this article, ask them in the comment section below.

Having said that, thank you for reading!