Based on FICO a fair credit score ranges from 580 to 669. However, most credit card issuers consider a fair credit score to start at 600.
Hence, getting approved for credit cards with a fair credit score can be frustrating.
So, we thought of a way to help you reduce the stress of applying for credit cards and being denied.
For this reason, we were able to compile a list of the Best Credit Card for Fair Credit and Average Credit scores.
Hence, make sure you pay attention to details to find the best credit card option for you.
Having said that, here are the Best Credit Card for Fair Credit and Average Credit.
This credit card is designed mainly for those with fair credit scores. Hence, cardholders can earn 1.5% cash back on their daily purchases with this card.
However, there is an annual fee of $39 linked to this card. And it comes with a variable APR of 30.49% on purchases.
For more info, visit https://www.capitalone.com/credit-cards/quicksilverone.
Discover it Student Cash Back has a $0 annual fee and you don’t need a great credit score to apply for this card.
Hence, you can earn 5% cash back on daily purchases at diverse places up to the quarterly maximum.
Also, you can earn 1% cash back on all other purchases made with your card. That’s not all you also get a double of all cash back earned at the end of the year.
Hence, visit https://www.discover.com/credit-cards/student-credit-card/it-card.html for more info.
This card is another credit card from Capital One made for those with fair credit scores.
Hence, this card is a secured credit card that helps you to grow your credit. Thus, you must make a security deposit to make use of this card.
However, this card has no annual fee and it offers you a chance to apply for higher credit cards.
But, to achieve this you must use this card wisely for up to six months.
Hence, you can visit https://www.capitalone.com/credit-cards/platinum for more info.
The Mission Lane Cash Back Visa Credit Card is for those with fair credit scores. Hence, you can earn 1 to 1.5% Cash Back on all Purchases made with your card.
Also, this card comes with a $0 and a variable APR of 26.99% – 29.99%.
Hence, go to https://www.missionlane.com to find more info about this card.
Milestone MasterCard is for those with fair credit scores and it helps you build your credit.
This card reports all card activities to the major credit bureaus. Thus, this help boosts your credit.
Also, this card upgrades your credit when you make use of you your card wisely on daily purchases.
Hence, cardholders also have full access to your account. And also, this card is accepted anywhere MasterCard is approved in the U.S.
However, visit https://www.milestonegoldcard.com to know more about this card.
Petal offers two credit cards that are both designed for those with fair credit. Hence with the Petal 1 credit card, you can build your credit with a $0 annual fee.
You can also earn 2% to 10% cash back at approved retailers and also have full access to your account.
Thus, the Petal 1 Rise credit card offers you a simpler way to build your credit. Hence, you can also earn 2% to 10% cash back at any approved retailer.
But, the Petal 1 Rise credit card comes with an annual fee of $59.
On the other hand, the Petal 2 Visa Credit Card comes with a variable APR of 17.99% to 31.99%.
Also, you can earn 1% to 1.5% cash back on your daily purchases.
Thus, visit https://www.petalcard.com for more info
The Mission Lane Visa Credit Card helps you build your credit with a $0 to $59 annual fee.
Thus, you can visit https://apply.missionlane.com/prequalify/offer to see if you’re qualified.
Hence, note that this credit card has no hidden fees or charges.
For more info about this card, visit https://www.missionlane.com.
The last credit card in this article is the Upgrade Cash Rewards Visa. This credit card offers new cardholders a $200 bonus. But to get this regard, you must make up to 3 debit card transactions.
Hence, it also offers a flexible credit line from $500 to $25,000 and you can earn 1.5% cash back rewards on payments.
Thus, the Upgrade Cash Rewards Visa has no annual fee and it is accepted anywhere visa is accepted.
For more info, visit https://www.upgrade.com/upgrade-card/cash-rewards
Final Word
In summary, here is the list of the Best Credit Card for Fair Credit and Average Credit.
Hence, if you have questions about any of the cards listed in this article, please leave a comment below.
Having said that, thank you for reading!