Citi offers a great collection of credit cards. And these cards are designed for both businesses and consumers.
In this article, we will list some best Citi Credit card perfect businesses and consumers.
So, if you have plans of signing up for a new credit card soon, this article is a good guide.
Hence, make sure you read through carefully, as we unveil the best Citi Credit Cards for 2023.
Now, without delay, let’s start by listing the best Citi Credit Cards for 2023.
List of Best Citi Credit Cards for Consumers 2023
The Citi Custom Cash Card is a great cash-back credit card. It offers $200 cash back to new cardholders as a welcome bonus.
However, cardholders must spend $1,500 on purchases within the first 6 months to get this offer.
Thus, you can get 5% cash back on your major spending category on up to $500 spent each billing cycle.
Also, you can get an extra 1% cash back on all other purchases using your card.
Note that Citi Custom Cash Card has no annual fee and it offers an intro 0% Intro APR for 15 months.
For more info, visit https://www.citi.com/credit-cards/citi-custom-cash-credit-card.
The next card on our list is the Citi Premier Card. This is an ideal card for travel and daily purchases.
It offers a signup bonus of 60,000 bonus points to new cardholders. However, they must spend $4,000 on purchases using your card in the first 3 months to get this offer.
Having said that, this sign-up bonus is worth $600 in gift cards when redeemed.
Thus, you can get 3X points at any U.S. restaurant, Supermarket, Gas station, hotel, etc.
You can also get 1X points for daily purchases as a Citi Premier Cardholder.
However, this card charges $95 for its annual fee. And it also comes with a variable APR of 20.49% to 28.49%.
Hence, you can visit https://www.citi.com/credit-cards/citi-premier-credit-card for more info.
If you love earning cashback this is the best Citi Credit Card for you. The Double Cash Card from Citi offers 2% cash back on purchases made using your card.
In other words, you get 1% when you make purchases and an extra 1% when you pay your credit card bill.
Hence, there is no limit on cash back earned and also no category restrictions. Having said that, this card offers a 0% Intro APR for 18 months and it has a $0 annual fee.
However, after the intro period, cardholders are charged a regular APR of 18.49% to 28.49%.
Thus, you can visit https://www.citi.com/credit-cards/citi-double-cash-credit-card for more info.
If you need a Citi Credit Card with a Low APR, the Citi Diamond Preferred Card is what you need.
This card offers a 0% APR on purchases for 12 months and a 0% APR on balance transfers for 21 months.
Hence, after the intro APR, your regular APR on purchases and balance transfers is from 18.24% to 28.99%.
To sum it up, this card has no annual fee and it charges $0 liability on illegal charges.
Thus, visit https://www.citi.com/credit-cards/citi-diamond-preferred-credit-card for more info.
The last card on this list is the Rewards+ Card from Citi. It offers a signup bonus of 20,000 bonus points to new cardholders.
However, they must spend $1,500 on purchases using your card in the first 3 months to get this offer.
Having said that, this signup bonus is worth $200 in gift cards or travel rewards when redeemed.
Thus, you can get 2 ThankYou points for purchases at gas stations and supermarkets of up to 6,000 spent yearly.
You can also get 1 ThankYou point for daily purchases as a Citi Rewards+ Cardholder.
Hence, this card charges $0 for its annual fee and it also has a variable APR of 18.74 to 28.74%.
Thus, you can visit https://www.citi.com/credit-cards/citi-rewards-plus-credit-card for more info.
Best Citi Credit Cards for Businesses 2023
If you need a Citi Credit Card for your business, you need the Costco Anywhere Visa Business Card.
This card is designed mainly for Costco members. It offers 4% cash back on approved gas and EV charging globally. Hence, this includes gas and EV charging at Costco, for the first $7,000 yearly. After that, you get 1% cash back on approved gas and EV charging globally.
Also, you can get 3% cash back at restaurants and on approved travel purchases globally. And also 2% cash back on all purchases from Costco and Costco.com
That’s not all, you can also earn 1% cash back on all purchases as a cardholder.
For more info, visit the link below:
The last card on this list is the CitiBusiness / AAdvantage Platinum Select MasterCard.
This card offers an intro bonus of 65,000 bonus miles to its cardholders. Hence, cardholders must spend at least $2,500 within the first 3 months to get this offer.
You can get a free checked bag on local American Airlines for you and up to 4 travel companions.
Also, you can get a 25% discount on American Airlines inflight Wi-Fi purchases. And also on inflight food and beverage purchases on American Airlines flights.
Hence, you can also get an American Airlines Companion Certificate for local travel. But, you must spend up to $30,000 on purchases yearly.
This card offers a $0 annual fee for the first year, after which your annual fee is $99. Also, this card has a variable APR of 21.24% to 29.99% for purchases.
Visit https://www.citi.com/credit-cards/citi-aadvantage-platinum-elite-credit-card for more info.