Best 0% APR Credit Cards on Purchases-July 2023
Getting a credit card that can help you cut down on expenses is a good goal.
Well, when applying for a new credit card, you should go for credit cards that offer 0% APR on Purchases.
Thus, these cards help you spend less on purchases, thereby helping you to save some costs.
Having said that, let’s have a look at the Best 0 APR Credit Cards on Purchases for July 2023.
However, make sure you go through this article carefully to get the necessary info you need.
That being said, let’s unveil the list of the Best 0% APR Credit Cards on Purchases for July 2023.
0% APR credit cards for July 2023
Chase freedom unlimited credit card offers 0% intro APR for 15 months. Hence, after the intro period, you will be charged a variable APR of 20.24%–28.99% on purchases and balance transfers
This card also comes with an intro bonus of $200 bonus. But, you must spend at least $500 on purchases within the first 3 months to earn this bonus.
Also, this card has a 0% annual fee and allows you to earn while making purchases with your card.
Hence, you can earn a 5% cash-back bonus on travel purchased via Chase Ultimate Rewards.
You can also earn a 3% cash-back bonus on dining at restaurants. This includes takeout and approved delivery services.
That’s not all, you can also earn a 3% cash back bonus on drugstore purchases and a 1.5% cash back bonus on other purchases.
Thus, visit https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited for more info.
The Discover it cash back credit card offers a 0% APR for 15 months.
But after the intro period, you will be charged an APR of 16.99% to 27.99% on purchases and balance transfers.
Also, this card allows you to enjoy endless cash-back matches at the end of your first year as a cardholder.
Hence, if you have $150 cash back, it will double at the end of the year, thereby making it $300.
This credit card also comes with a $0 annual fee and allows you to earn 1% cash back on all purchases.
You can earn 5% cash back on daily purchases made from several locations when you activate. Hence, it should be up to the quarterly max.
To know more, visit https://www.discover.com/credit-cards/cash-back/it-card.html
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SavorOne Cash Rewards Credit Card by Capital One
This Credit Card also offers a 0% APR on purchases and balance transfers for 15 months. Also, you will be charged an APR of 19.99% to 29.99% after the intro period.
Hence, you can earn an intro bonus of $200 cash bonus when you sign up for this credit card.
However, to enjoy this bonus you must spend a min of $1,000 on purchases within the first 3 months.
With that in mind, this Credit Card also allows you to earn in various categories and it has a $0 annual fee.
Thus, you can earn 3% cash back on dining, events, and approved streaming. Also, you can earn 3% cash back at grocery stores.
Still, you can earn 1% on all purchases made using your Capital One SavorOne Cash Rewards Credit Card.
For more info, visit https://www.capitalone.com/credit-cards/savorone-dining-rewards.
The Amex Blue Cash Everyday Card offers a 0% intro APR on purchases and balance transfers for 15 months. But, after the 0% intro APR period, you are charged a variable APR from 18.99% to 29.99%.
This card offers an exciting intro bonus of $200 cashback in the form of a statement credit.
However, you must spend at least $2,000 on purchases within the first 6 months to qualify for this offer.
On the other hand, you can earn 3% cash back on Groceries after spending $6,000 yearly on purchases at U.S. supermarkets.
Also, you can earn 3% on gas at any U.S. gas station. As well as 3% on U.S online retail purchases. But to earn this, you must spend at least $6,000 yearly on purchases.
Lastly, you can earn 1% cash back on other purchases. And these cash backs are in the form of Reward Dollars. Hence, you can redeem them as a statement credit and this card has no annual fee.
Thus, visit https://www.americanexpress.com/us/credit-cards/card/blue-cash-everyday for more info
The Capital One VentureOne Rewards Credit Card offers a 0% intro APR for 15 months.
Hence, after the intro period, you are charged a variable APR of 9.99% to 29.99% for purchases and balance transfers.
Thus, you can get 20,000 bonus miles as a welcome bonus. But you must spend a min of $500 on purchases within the first 3 months to get this offer.
Having said that, cardholders can earn endless 1.25 miles for every dollar spent on each purchase.
Also, they can earn 5 miles for each dollar spent on hotels. As well as on rental cars booked direct from Capital One Travel
That’s not all, this card also comes with several benefits and there is no annual fee.
Hence, visit https://www.capitalone.com/credit-cards/ventureone for more info.
Verdict
In summary, we believe this article is all you need to know about the best 0% APR Credit Cards on Purchases for July 2023.
Hence, if you have any questions, simply leave a comment below and we will reach out to you.
Having said that, thank you for reading!