Apple Card merchant 3%

The Apple Card is more than just a piece of titanium; it is packs with delightful surprise – it offers a generous 3% cash back on purchases at select merchants.

But, you will only unlock this treasure when you use Apple Pay for your transactions.

Let’s dive on a journey to discover where these lovely 3% cash back rewards await you, whether you’re shopping in stores or indulging in some online retail therapy. Keep reading not to miss out.

Apple Card Review

Apple is highly known for its inventive technology, so it’s no surprise that the Apple Card is a one-of-a-kind credit card.

In fact, it’s not even a real card (unless you want it to be) – one of the card’s primary selling points is its simple digital interface, which is available right on your iPhone through the Apple Wallet app.

How it works

There is really no reason to consider the Apple Card unless you already own an iPhone.

That’s because in order to receive a high rate of cash back, you must use the card with Apple Pay.

While the optional laser-etched physical card is attractive, you’ll only get 1% cash back when you use it, which is a poor rate of return given that many rival credit cards provide 2% cash back everywhere.

However, the Apple Card is an attractive choice if you do have an iPhone (or use Apple Pay online, or with an Apple Watch).

SEE ALSO:  Walmart Credit Card Preapproval/Prequalify Tool

You will receive 3% cash back when using the card with Apple Pay at Apple and at select merchant, including as Uber, Exxon Mobil, and Walgreens, and 2% cash back on all other Apple Pay purchases.

1% cash back is given on every additional purchases made with the actual card.

Here are the list of stores and merchants that you can earn 3% cash back on Apple Credit card:

Naturally, the Apple Store is the heart of this cash back bonanza. Whether you’re eyeing the latest iPhone, Macbook, or a dazzling array of accessories, you’ll revel in the magic of 3% cash back.

Ace Hardware offers an array of tools and DIY supplies. Not only will you find what you need, but you’ll also discover a treasure of 3% cash back rewards.

Your neighborhood pharmacy, Duane Reade, offers health and convenience wrapped up in one. Stock up on essentials while basking in the glory of 3% cash back rewards.

For those constantly on the move, Exxon Mobil is your go-to pit stop. Fuel up your car and your cash back rewards with 3% cash back when you pay using Apple Pay.

Ready to break a sweat? Whether you’re grabbing the latest sneakers, workout gear, or sportswear, Nike gives you 3% cash back to keep you motivated.

A warm, cozy bakery that serves up soups, sandwiches, and delightful pastries. Enjoy your meal and the sweet taste of 3% cash back rewards when you pay using Apple Pay.

Stay connected with your mobile carrier while enjoying the perks of 3% cash back rewards. Whether it’s a new phone or an upgrade, you’ll be rewarded.

When you’re on the move, why not hop into an Uber? Those rides not only get you to your destination but also stack up your cash back rewards.

Craving your favorite dish but don’t want to leave home? Uber Eats delivers your meal along with a side of 3% cash back rewards.

Your trusted pharmacy has more to offer than just prescriptions. Grab essentials, cosmetics, or snacks while enjoying 3% cash back rewards.

SEE ALSO: Invitation Number (Guide and Review)


So, the next time you’re planning to treat yourself, buy a gift, or stock up on essentials at these 3% cash back merchants, remember to use Apple Pay with your Apple Card. It’s like a mini cash-back party every time you shop.

But don’t fret if your purchase doesn’t fall within this golden circle.

For all your other spending, you’ll still enjoy 2% cash back when using Apple Pay and a respectable 1% with the physical card. It’s a win-win, no matter how you slice it.

So, get ready to swipe, tap, and enjoy those cash back rewards with the Apple Card.

It’s not just a credit card; it’s your ticket to a world of benefits and rewards, all in the palm of your hand.

SEE ALSO:  Pacific Sales Credit Card Login Online | Login Pacific Sales


Frequently Asked Questions

How do I get 3% from my Apple Card?

The Apple Card offers unlimited 3% Daily Cash back on all purchases made at Apple, including new Macs, iPhone cases, games from the App Store, and even subscription services like Apple Music and Apple TV+.

How much does Apple Card charge merchants?

Apple doesn’t charge merchant fees for accepting Apple Pay, but you will still be charged transaction fees, just like you would normally on any other card or debit sale. Apple Pay is already accepted in millions of retail locations. In the US, credit card swipe fees can be between 2 and 4 percent.

What is Apple Card credit limit?

The cardholder’s income at the time of application, credit history, and score all play a role in determining the limitations. Credit limits as low as $50 and as high as $15,000 have been reported by cardholders. Using Apple Card Family, an Apple Card can be shared. To share the card, both users must be at least 13 years old.