American Express Serve Cash Back card, is designed to accommodate teens who spend several hundred dollars each month. This is a prepaid debit card that offers the convenience of American Express with no billing statements or overdraft charges
American Express Serve Cash Back Bright Sides
Purchases you make, earn unlimited 1% cashback.
Cash rewards are added to your card right away and can be redeemed at any time.
No-fee early direct deposit, free in-network ATM withdrawals, fraud protection, and 90-day purchase protection on purchases up to $1,000.
This prepaid comes with no credit checks, no minimum balances and no annual fees, although there is no monthly fee, which can be avoided on the basic American Express Serve card when you use direct deposit.
Transfer cash to anyone from anywhere Cash is ready for pick up within minutes.
You can check your balance and recent transactions, pay bills on the go, add checks, get SMS text alerts, and send money to family or friends who have a Serve Account.
There’s fraud protection
Enjoy travel protection
What’s Not So Bright?
The card comes with a $7.95 monthly fee. You’ll be required to spend more than $795 each month to scale through on the fee as well as get value from your rewards.
There’s a Card Purchase Fee of $3.95 in retail locations, a Monthly Fee of $7.95, a Reload Fee of $3.95 for cash reloads and ATM Fee of $2.50 if you use a non-MoneyPass ATM.
Who Can Get This Card?
If you want a prepaid debit card with helpful features and no fees.
Not Best For
For those looking for a traditional credit or debit card.
If you want to build credit, then a secured card may be a better option.
You can access the American Express Standard of Service and get a live representative 24/7.